324 N Blue Jay St, Cortland, IL, 60112
About This Home
BRAND NEW, CHARLOTTE MODEL RANCH HOME WITH BEAUTIFUL OPEN CONCEPT!!! Another spectacular project in the desirable Richland Trails subdivision! 3 BR, 2 FULL BATH home with stunning features throughout! The kitchen features beautiful white or grey cabinetry, granite countertops, and an island with barstool seating that opens into your dining and great room! Vaulted ceilings in the living, dining, and kitchen! This is not your average new build! Durable luxury vinyl plank flooring in the main living spaces. Completely upgraded throughout with amazing materials and neutral finishes! Satin nickel or aged bronze hardware and fixtures. Partial basement is ready for your creative ideas! Still time to pick out your interior finishes! Minutes from I-88 for commuters or weekend fun! Home will be available end of September! Photos are of the same model that was previously built. Property qualifies for a zero downpayment USDA loan, reach out for additional information!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Vinyl Siding
Other
- Builder model: THE CHARLOTTE
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Dishwasher
- Laundry features: Main Level,Gas Dryer Hookup
Basement
- Has basement: Yes
- Basement: Unfinished,Partial
Bedroom2
- Features: Flooring (Carpet)
- Level: Main
- Area: 154
- Dimensions: 14X11
Bedroom3
- Features: Flooring (Carpet)
- Level: Main
- Area: 168
- Dimensions: 14X12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Flooring (Vinyl)
- Level: Main
- Area: 100
- Dimensions: 10X10
Features
- Cathedral Ceiling(s),1st Floor Bedroom,Open Floorplan
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 1,522 sqft
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar,Island),Flooring (Vinyl)
- Level: Main
- Area: 168
- Dimensions: 14X12
Living Room
- Features: Flooring (Vinyl)
- Level: Main
- Area: 493
- Dimensions: 29X17
Master Bedroom
- Features: Flooring (Carpet),Bathroom (Full)
- Level: Main
- Area: 224
- Dimensions: 16X14
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0920152009
- Special condition: None
- Other equipment: Ceiling Fan(s),Sump Pump
Features
- Stories: 1
Lot
- Lot size: 6,098 sqft
- Lot size dimensions: 55X110
Parking
- Total spaces: 2
- Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,819 | $21,828 |
| Home Insurance * | $184 | $2,208 |
| Property Taxes | $671 | $8,052 |
| Electricity | $130 | $1,569 |
| Total | $2,804 | $33,648 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Price change | $359,900 |
| 2025-12-03 | Listed for sale | $354,900 |
View on Zillow