




1338 Orchard Lakes Cir, Belleville, IL, 62220
About This Home
This beautiful two-story lakefront home is the perfect blend of comfort, space, and breathtaking scenery—where every day feels a little like a getaway! Nestled along the water and surrounded by stunning views, this home offers a generous layout designed for both relaxation and entertaining. Step inside to the main level, where rich engineered hardwood floors create a warm and inviting feel throughout. The spacious living room features a cozy fireplace—perfect for chilly evenings—and flows seamlessly into the dining area and the large, welcoming kitchen. The kitchen truly shines with its expansive island, abundant cabinetry, and a sizable pantry, giving you plenty of room to cook, gather, and create memorable meals. Even better, the kitchen windows frame beautiful views of the lake, making everyday cooking feel a little more special. Upstairs, convenience continues with a laundry area located near the bedrooms, saving trips up and down the stairs. The expansive primary suite is a relaxing retreat, with a storage system walk-in closet and en-suite bath featuring a double-bowl vanity, a luxurious soaking tub, and—yes—more peaceful views of the lake. Imagine starting or ending your day while looking out over the water. The bright walkout basement offers even more living space, including a comfortable family room, a fourth bedroom, and a full bathroom—perfect for guests, a home office, or a private retreat for family members. Outdoor living is just as impressive! The deck and patio (Extended patio to include area under deck (2021) provide plenty of space for relaxing, entertaining friends, or simply enjoying the peaceful surroundings. Recent updates add even more value and enjoyment, including a fully insulated garage (2023). All of this is conveniently located close to Scott AFB, SWIC, Saint Clair County Orchard Trail, Eckert’s Belleville Farm, giving you the perfect balance of peaceful lakeside living and modern convenience. Don’t miss this incredible opportunity to own a lakefront home that truly has it all—space, style, views, and a lifestyle you’ll love!
Getting Around
Schools
Construction
Condition
- Year built: 2018
Materials
- Construction materials: Stone Veneer,Brick Veneer,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional,Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Microwave,Gas Range,Refrigerator,Gas Water Heater
- Laundry features: 2nd Floor
Basement
- Has basement: Yes
- Basement: Sleeping Area,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Kitchen/Dining Room Combo,Open Floorplan,Walk-In Closet(s),Breakfast Bar,Eat-in Kitchen,Pantry,Tub,Entrance Foyer
- Door features: Panel Door(s),Storm Door(s)
- Window features: Insulated Windows,Tilt-In Windows
- Flooring: Carpet,Hardwood
- Number of fireplaces: 1
- Fireplace features: Recreation Room,Living Room
- Fireplace: Yes
- Finished area below ground: 647
- Finished area above ground: 1,838
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 2,485
- Total interior livable area: 2,485 sqft
Property
Details
- Parcel number: 0836.0403007
- Special condition: Standard
Features
- Levels: Two
- Patio & porch: Deck,Patio
- Fencing: None
- Has view: Yes
- View description: Pond
- Water view: Pond
- On waterfront: Yes
- Waterfront features: Waterfront,Lake Front
Lot
- Lot size: 8,276 sqft
- Features: Adjoins Open Ground,Level,Views,Waterfront
- Lot size dimensions: 59 x 135
Parking
- Total spaces: 3
- Parking features: Attached,Garage,Storage,Workshop in Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Earthquake
- Hail
- Inland Flooding
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,169 | $26,028 |
| Home Insurance * | $522 | $6,264 |
| Property Taxes | $654 | $7,848 |
| Electricity | $191 | $2,293 |
| Total | $3,536 | $42,432 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-20 | Listed for sale | $429,000 |
| 2025-12-02 | Listing removed | $429,000 |
| 2025-08-12 | Listed for sale | $429,000 |
| 2025-08-12 | Listing removed | $439,000 |
| 2025-07-18 | Price change | $439,000 |
| 2025-04-25 | Listed for sale | $444,900 |
| 2018-01-12 | Sold | $234,900 |
| 2018-01-12 | Listed for sale | $234,900 |
| 2017-12-27 | Pending sale | $234,900 |
| 2017-11-30 | Listed for sale | $234,900 |
| 2017-06-29 | Sold | $39,500 |
