3909 Finch Ln, Swansea, IL, 62226
About This Home
Are you ready to take some of your time back and move to low-maintenance living??? This beautiful to be built Detached Villa can be personalized to suit your style. The Carmago floor plan is a 2 bedroom, 2 bath Villa with full unfinished basement. There are optional floor plans to make this a 3 bedroom plan. The open floor plan boasts a spacious great room, large dining room, kitchen with pantry, and two large bedrooms. The primary bedroom has a large walk-in closet and a spacious primary bath. The large second bedroom is adjacent to the guest bath. The unfinished basement has a standard egress window and sump pump. Upgrades available on this floor plan include Floor Plan B, C or D, upgraded Elevation B or C, luxury primary bath, fireplace, and various kitchen upgrades to name a few. This listing is for a Detached Villa.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: To Be Built,New Construction
- New construction: Yes
Materials
- Roof: Composition
- Construction materials: Brick Veneer,Vinyl Siding
Other
- Builder name: Country-Tek Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Range,Gas Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full,Sump Pump,Unfinished
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Features
- Dining/Living Room Combo,Pantry,Walk-In Closet(s)
- Door features: Panel Door(s)
- Finished area below ground: 0
- Finished area above ground: 1,780
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,780
- Total interior livable area: 1,780 sqft
Property
Details
- Parcel number: 0805.0418014
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Porch,Covered
Lot
- Lot size: 9,147 sqft
- Lot size dimensions: 53 x 120
Parking
- Total spaces: 2
- Parking features: Attached,Garage,Off Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Lightning
- Tornado
- Earthquake
- Hail
- Inland Flooding
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,819 | $21,828 |
| Home Insurance * | $409 | $4,908 |
| Property Taxes | $548 | $6,576 |
| Electricity | $136 | $1,642 |
| Total | $2,912 | $34,944 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-03-01 | Listed for sale | $359,900 |
View on Zillow