8521 Terracotta Pl, O'Fallon, IL, 62269
About This Home
BUILT IN 2022, THIS BEAUTIFUL 4 BEDROOM, 4 BATH HOME OFFERS AN OPEN FLOOR PLAN AND MODERN FINISHES. The centrally located kitchen features stainless appliances (including a gas range), Quartz countertops and an island with breakfast bar, plus you will love the walk-in pantry with built in shelving. Relax in the spacious great room with gas fireplace. The split-bedroom floor plan provides a private primary suite while keeping the secondary bedrooms tucked away on their own wing. The finished basement offers plenty of space with a 4th bedroom, home office, a large rec/family space and plenty of room for storage. You will also love the covered back patio and fenced in back yard. Energy efficient solar panels help reduce monthly utility costs while adding long term value. This home is ready for a new owner! Located in the sought-after Braeswood Trails and just minutes from O'Fallon schools, shopping, dining, interstate access and Scott AFB. MUST SEE!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2022
Materials
- Roof: Architectural Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Craftsman,Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Microwave,Free-Standing Gas Oven,Refrigerator,Washer
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Partially Finished,Full
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Features
- Ceiling Fan(s),Eat-in Kitchen,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry
- Door features: Panel Door(s),Sliding Doors
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
- Finished area below ground: 1,172
- Finished area above ground: 1,917
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,089
- Total interior livable area: 3,089 sqft
Property
Details
- Parcel number: 0422.0307029
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Front Porch,Patio
- Fencing: Fenced,Wrought Iron
Lot
- Lot size: 0.30 Acres
- Features: Level
Parking
- Total spaces: 3
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Earthquake
- Hail
- Inland Flooding
- Ice Storm
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,781 | $33,372 |
| Home Insurance * | $328 | $3,936 |
| Property Taxes | $838 | $10,056 |
| Electricity | $237 | $2,851 |
| Total | $4,184 | $50,208 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-07 | Price change | $550,000 |
| 2026-02-28 | Listed for sale | $564,500 |
| 2026-02-05 | Listing removed | $586,000 |
| 2026-01-02 | Listed for sale | $586,000 |
| 2025-12-14 | Contingent | $585,000 |
| 2025-11-24 | Listed for sale | $585,000 |
| 2025-11-19 | Listing removed | $585,000 |
| 2025-09-07 | Price change | $585,000 |
| 2025-07-30 | Listed for sale | $590,000 |
| 2025-06-29 | Listing removed | $590,000 |
| 2025-05-15 | Listed for sale | $590,000 |
| 2022-05-20 | Listing removed | -- |
| 2022-03-02 | Pending sale | $495,000 |
| 2022-01-04 | Listed for sale | $495,000 |
| 2021-10-29 | Sold | $54,000 |
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