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1818 Ruckle St, Indianapolis, IN, 46202

4beds
4baths
3,828sqft
$647,500
$169price/sqft
$4,542/moest. monthly cost
$181,680/yrincome needed

About This Home

This newly built 4 bedroom 3 1/2 bath home in Kennedy King is an absolute stunner! From the moment you walk in, this gorgeous home delivers in every way with the kind of style, warmth, and thoughtful design that buyers are constantly searching for. The hardwood floors, modern stone fireplace, open layout, clean modern lines, and incredible natural light make this one feel straight out of a magazine. The kitchen is truly the heart of the home with a massive 11ft seamless quartz island with waterfall edge, stainless steel appliances including an $8000 36in convection Bertazzoni range, sleek vent hood, beautiful tile backsplash, and tons of cabinetry. And just when you think it can't get any better, there's also an amazing built-in coffee bar and storage area with rich cabinetry, floating wood shelves, and fun backsplash that adds so much character. Upstairs, the same beautiful hardwood flooring continues through the loft-style hallway. The bathrooms are beautifully crafted with clean, modern finishes including bold black fixtures and plenty of lighting. The elegant vanities and tile are from Porcelanosa & imported from Spain. The finished basement gives you even more room with a huge second living space and a fantastic wet bar setup with a beverage fridge, and rounds it all off with a large guest bedroom and 3rd full bath. And the outdoor space? It's just as impressive. Step out onto the covered wood deck right off the home, then enjoy the additional paver patio seating area that creates a private and inviting setup for relaxing or entertaining. The detached 2-car garage and fully fenced feel of the backyard space only add to the appeal. This home has the style, the upgrades, and the kind of layout that just feels right. You need to come see this one to believe it!

Getting Around

77
WalkingVery Walkable
49
TransitSome Transit
72
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Concrete Perimeter,Full
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Microwave,Range Hood,Refrigerator,Convection Oven,Electric Water Heater
  • Laundry features: Laundry Closet,Upper Level

Basement

  • Has basement: Yes
  • Basement: Ceiling - 9+ feet,Finished,Full,Daylight

Bedroom2

  • Level: Upper
  • Area: 240
  • Dimensions: 15x16

Bedroom3

  • Level: Upper
  • Area: 169
  • Dimensions: 13x13

Bedroom4

  • Level: Basement
  • Area: 260
  • Dimensions: 20x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 294
  • Dimensions: 14x21

Family Room

  • Level: Main
  • Area: 294
  • Dimensions: 14x21

Features

  • Walk-In Closet(s),Hardwood Floors,Wet Bar,Double Vanity,Kitchen Island
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,276

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,828
  • Total interior livable area: 3,828 sqft

Kitchen

  • Level: Main
  • Area: 289
  • Dimensions: 17x17

Laundry

  • Features: Tile-Ceramic
  • Level: Upper
  • Area: 30
  • Dimensions: 5x6

Living Room

  • Level: Main
  • Area: 315
  • Dimensions: 15x21

Master Bedroom

  • Level: Upper
  • Area: 256
  • Dimensions: 16x16

Play Room

  • Level: Basement
  • Area: 770
  • Dimensions: 35x22

Property

Details

  • Parcel number: 490636197002000101
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Smart Lock(s)
  • Fencing: Fenced,Fence Complete,Privacy

Lot

  • Lot size: 5,227 sqft
  • Features: Curbs,Sidewalks,Street Lights

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,274$39,288
Home Insurance *$307$3,684
Property Taxes $611$7,332
Electricity $350$4,210
Total$4,542$54,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$155,725/yr
40% on housing$136,260/yr
45% on housing$121,120/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 46202$169
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46202$182
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-13Price change$695,000
2026-04-23Price change$699,900
2026-04-16Price change$715,000
2026-03-12Listed for sale$725,000
2022-01-31Sold$620,000
2021-12-22Pending sale$649,500
2021-11-16Price change$649,500
2021-10-07Price change$675,000
2021-10-01Listed for sale$685,000
2021-09-18Listing removed--
2021-09-17Listed for sale$685,000
2021-09-04Pending sale$685,000
2021-08-12Listed for sale$685,000

For Sale by Agent

AgentDan O'Brien, Trueblood Real Estate
BrokerageTrueblood Real Estate

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