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1607 Bellefontaine St, Indianapolis, IN, 46202

4beds
5baths
4,253sqft
$999,999
$235price/sqft
$7,909/moest. monthly cost
$316,360/yrincome needed

About This Home

Stunning new construction by Irongate Construction Group, perfectly positioned in the heart of one of Indianapolis' most sought-after corridors. This 4-bedroom, 4.5-bath estate delivers 4,253 SF of thoughtfully designed living space across four levels, wrapped in James Hardie lap siding with cedar accents, a fully bricked garage & 30-year architectural shingles. A covered front porch with tapered columns sets the tone before you even step inside. Soaring 10' ceilings flow through an open-concept living and dining layout, luxury vinyl plank floors, upgraded designer lighting & a Sherwin-Williams neutral palette. The chef's kitchen is the heart of the home-42" shaker soft-close cabinetry, quartz countertops, a large center island, tile backsplash, walk-in pantry & premium Thermador appliance package. The entire third level is devoted to the primary suite-a true private retreat with heated flooring, a curbless walk-in shower with frameless glass & double vanity, signature hardware & a soaking tub, plus its own walk-out deck overlooking the backyard. A full finished basement with 10' ceilings adds a wet bar, media/flex space & additional bedroom for maximum flexibility. This home is as smart as it is beautiful, featuring a whole house generator, Control4 integration throughout, UniFi cameras, doorbell & networking, security with glass-break & smoke/CO detection, Lutron smart lighting & dimmers, a central vacuum system & whole-home reverse osmosis, water softener & tankless water heater. Finished with full irrigation, professional landscaping, and a heated back patio-this is elevated living in one of Indy's most exciting corridors. Don't miss your chance to own new construction like this.

Getting Around

67
WalkingSomewhat Walkable
41
TransitSome Transit
79
BikeVery Bikeable

Schools

4/10
1/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Cedar,Cement Siding

Other

  • Builder name: Iron Gate

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Gas Oven,Refrigerator,Tankless Water Heater,Water Purifier,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Ceiling - 9+ feet,Finished

Bedroom2

  • Level: Upper
  • Area: 195
  • Dimensions: 15x13

Bedroom3

  • Level: Upper
  • Area: 195
  • Dimensions: 15x13

Bedroom4

  • Level: Upper
  • Area: 169
  • Dimensions: 13x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Upper
  • Area: 90
  • Dimensions: 9x10

Features

  • Attic Access,Tray Ceiling(s),Kitchen Island,Central Vacuum,Wired for Sound,Walk-In Closet(s),Wet Bar
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 980

Guest Room

  • Level: Basement
  • Area: 143
  • Dimensions: 13x11

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,253
  • Total interior livable area: 4,253 sqft

Kitchen

  • Level: Main
  • Area: 224
  • Dimensions: 14x16

Laundry

  • Level: Upper
  • Area: 30
  • Dimensions: 6x5

Living Room

  • Level: Main
  • Area: 336
  • Dimensions: 16x21

Living Room

  • Level: Main
  • Area: 336
  • Dimensions: 16x21

Master Bedroom

  • Level: Upper
  • Area: 450
  • Dimensions: 18x25

Other

  • Level: Basement
  • Area: 224
  • Dimensions: 16x14

Utility Room

  • Features: Other
  • Level: Basement
  • Area: 40
  • Dimensions: 8x5

Property

Details

  • Parcel number: 490636142001000101
  • Horse amenities: None

Features

  • Levels: Three Or More
  • Exterior features: Balcony,Sprinkler System

Lot

  • Lot size: 3,484 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Heat Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$474$5,688
Property Taxes $1,990$23,880
Electricity $389$4,678
Total$7,909$94,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$271,165/yr
40% on housing$237,270/yr
45% on housing$210,906/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 46202$168
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46202$182
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$999,999
2026-06-02Sold$77,000
2026-04-28Pending sale$85,000
2026-04-21Listed for sale$85,000

New Construction

AgentMatthew Schumacker
BrokerageeXp Realty LLC

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