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320 Peach Tree Ln, Indianapolis, IN, 46219

2beds
2baths
1,156sqft
$295,000
$255price/sqft
$2,127/moest. monthly cost
$85,080/yrincome needed

About This Home

Pull straight into possibility with the expansive driveway, oversized gravel lot, and carport-ideal for multiple vehicles, work trucks, hobbies, or hosting. Step inside to a sun-drenched living space with fresh hardwoods, a modernized kitchen featuring stainless appliances and stone counters, and a flexible sunroom perfect for relaxation or home office needs. Both bathrooms are updated for comfort, including a walk-in shower for ease and accessibility. Host friends on the sweeping deck, let pets roam in the fully fenced yard, or enjoy the peace of mature trees and privacy without Sacrificing city convenience. Just minutes to shopping, dining, and parks, this move-in ready ranch delivers the lifestyle flexibility today's buyers crave. See it today and discover how effortless living-and parking-can be!

Getting Around

13
WalkingCar-Dependent
38
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

4/10
2/10

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Dishwasher,Disposal,Gas Water Heater,Exhaust Fan,Microwave,Electric Oven,Refrigerator
  • Laundry features: Connections All,Laundry Room

Bedroom2

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Attic Access,Hardwood Floors,Eat-in Kitchen,Walk-In Closet(s)
  • Flooring: Hardwood
  • Attic: Access Only

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,156
  • Total interior livable area: 1,156 sqft

Kitchen

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 176
  • Dimensions: 16x11

Laundry

  • Level: Main
  • Area: 54
  • Dimensions: 9x6

Living Room

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Master Bedroom

  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Sun Room

  • Level: Main
  • Area: 195
  • Dimensions: 15x13

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp

Details

  • Parcel number: 491012117015000700
  • Attached to another structure: Yes
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Glass Enclosed
  • Fencing: Fenced,Chain Link,Front Yard

Lot

  • Lot size: 0.61 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached,Carport,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$234$2,808
Property Taxes $218$2,616
Electricity $184$2,212
Total$2,127$25,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,925/yr
40% on housing$63,810/yr
45% on housing$56,720/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 46219$81
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46219$106
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Price change$285,000
2026-05-11Listed for sale$295,000
2025-02-11Sold$190,000
2025-02-07Pending sale$199,900
2025-01-15Listed for sale$199,900
2024-12-27Listing removed$210,000
2024-12-22Price change$215,000
2024-11-11Price change$220,000
2024-10-29Listed for sale$225,000
2023-07-26Listing removed--
2023-04-05Pending sale$190,000
2023-03-25Listed for sale$190,000
2022-07-12Sold$25,000
2022-06-18Pending sale$30,000
2022-05-10Listed for sale$30,000
2022-04-26Sold$140,000
2022-04-18Pending sale$135,000
2022-04-15Listed for sale$135,000

For Sale by Agent

AgentHasan Kiswani
BrokerageCENTURY 21 Scheetz

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