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5217 Montavia Ln, Indianapolis, IN, 46239

4beds
3baths
2,542sqft
$329,900
$130price/sqft
$2,330/moest. monthly cost
$93,200/yrincome needed

About This Home

Welcome home to this beautifully maintained 4-bedroom, 2,542-square-foot home in Franklin Township's popular Wildcat Run community. Designed with both everyday living and entertaining in mind, the open-concept main level offers a spacious living room anchored by a cozy wood-burning fireplace that flows seamlessly into the updated kitchen. You'll love the granite countertops, tile backsplash, center island, abundant cabinet space, and generous storage throughout. A versatile flex room on the main floor provides the perfect space for a home office, den, or playroom to fit your lifestyle. The upstairs loft area makes a great secondary entertainment space. The oversized primary suite is a true retreat, featuring dramatic vaulted ceilings, a massive walk-in closet and a beautifully updated ensuite bathroom. Step outside to enjoy the fully fenced backyard, complete with a deck, patio, fire pit, and mini barn for extra storage. Major updates include a new HVAC system in 2025 and a water softener & reverse osmosis system installed in 2023. This home has been exceptionally well cared for and thoughtfully maintained, making it truly move-in ready. Neighborhood amenities include a community pool, playground, and basketball courts. Schedule your private showing today!

Getting Around

9
WalkingCar-Dependent
0
TransitNo Nearby Transit
28
BikeSomewhat Bikeable

Schools

7/10
9/10

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Slab
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,MicroHood,Electric Oven,Refrigerator,Electric Water Heater
  • Laundry features: Main Level

Bedroom2

  • Level: Upper
  • Area: 156
  • Dimensions: 12x13

Bedroom3

  • Level: Upper
  • Area: 132
  • Dimensions: 11x12

Bedroom4

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Level: Main
  • Area: 140
  • Dimensions: 10x14

Features

  • Attic Access,Walk-In Closet(s),Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,High Speed Internet,Pantry
  • Window features: Wood Work Painted
  • Number of fireplaces: 1
  • Fireplace features: Great Room,Wood Burning
  • Fireplace: Yes
  • Attic: Access Only

Great Room

  • Level: Main
  • Area: 288
  • Dimensions: 18x16

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,542
  • Total interior livable area: 2,542 sqft

Kitchen

  • Level: Main
  • Area: 112
  • Dimensions: 8x14

Laundry

  • Level: Main
  • Area: 49
  • Dimensions: 7x7

Loft

  • Level: Upper
  • Area: 160
  • Dimensions: 16x10

Master Bedroom

  • Level: Upper
  • Area: 306
  • Dimensions: 17x18

Office

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Property

Details

  • Parcel number: 491501111064000300
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Patio
  • Exterior features: Fire Pit
  • Fencing: Fenced,Full,Privacy

Lot

  • Lot size: 6,969 sqft
  • Features: Sidewalks,Street Lights

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,668$20,016
Home Insurance *$181$2,172
Property Taxes $248$2,976
Electricity $233$2,796
Total$2,330$27,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,885/yr
40% on housing$69,900/yr
45% on housing$62,133/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 46239$139
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46239$132
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$324,900
2026-07-10Listed for sale$329,900
2012-11-19Sold$158,900
2012-08-18Listed for sale$159,900
2009-12-02Sold$153,835

For Sale by Agent

AgentJeannie Grant
BrokerageHighgarden Real Estate

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