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1824 N Alabama St, Indianapolis, IN, 46202

4beds
4baths
3,607sqft
$850,000
$236price/sqft
$5,823/moest. monthly cost
$232,920/yrincome needed

About This Home

This is a classic & beautifully designed home at a new price that's hard to beat... So, the only thing missing is you! Ideally located on Alabama St, near the south end of Herron Morton, this quiet, picturesque stretch offers a charming "Main Street" feel. Built by Tina & Golden Ratio Homes, this sought-after Fantail floor plan combines thoughtful design with higher-quality of construction that's rarely found. With over 3,600 sq ft, the oversize rooms feel even more expansive thanks to abundant windows & natural light throughout. The main level includes a private home office just off the entry, while the true centerpiece is the stunning kitchen-complete with a large island, custom cabinetry, classic tile backsplash, quartz countertops, Bosch appliances, and a walk-in pantry. The kitchen flows seamlessly into the open living room with fireplace & adjoining dining space. Designed for entertaining & everyday living, the main level opens to a spacious and relaxing covered deck, that blends indoor & outdoor living. This "Outside Room" is perfect for relaxing while kids & pets play in your large, fenced, pool-ready backyard that's bookended by your 3-car garage. Upstairs, a well-placed laundry room & hall bath provide ideal separation between the upstairs bedrooms and your private primary suite overlooking the backyard. The suite includes hardwood floors, a walk-in closet, and a serene, spa-like bath. The finished lower level adds more versatility with a family/entertainment space, exercise room, 4th bedroom, and full bath-ideal for guests, movies, & games. This home's perfect for entertaining while offering defined spaces for daily living & remote work, plus the unbeatable neighborhood location, that's home to favorites like Tinker Street & Baby's, is also just a handful of minutes from Monument Circle, the law / medical school & hospital, along with quick access to great food, drinks & fun on Mass Ave & at the Bottleworks, & concert & sporting venues are also close by.

Getting Around

79
WalkingVery Walkable
51
TransitGood Transit
72
BikeVery Bikeable

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Wood Siding,Other

Other

  • Builder name: Golden Ratio Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Dryer,Disposal,Gas Water Heater,Gas Oven,Range Hood,Refrigerator,Washer,Water Heater,Water Softener Owned
  • Laundry features: Upper Level,Sink

Basement

  • Has basement: Yes
  • Basement: Ceiling - 9+ feet,Full,Partially Finished,Storage Space

Bedroom2

  • Level: Upper
  • Area: 168
  • Dimensions: 14x12

Bedroom3

  • Level: Upper
  • Area: 182
  • Dimensions: 14x13

Bedroom4

  • Level: Basement
  • Area: 156
  • Dimensions: 13x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Exercise Room

  • Level: Basement
  • Area: 140
  • Dimensions: 14x10

Family Room

  • Level: Basement
  • Area: 315
  • Dimensions: 21x15

Features

  • Attic Access,Breakfast Bar,Kitchen Island,Entrance Foyer,Ceiling Fan(s),Hardwood Floors,Pantry,Smart Thermostat,Walk-In Closet(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 1,151

Foyer

  • Level: Main
  • Area: 36
  • Dimensions: 6 x 6

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,607
  • Total interior livable area: 3,607 sqft

Kitchen

  • Level: Main
  • Area: 198
  • Dimensions: 18x11

Laundry

  • Features: Tile-Ceramic
  • Level: Upper
  • Area: 66
  • Dimensions: 6x11

Library

  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Living Room

  • Level: Main
  • Area: 288
  • Dimensions: 18x16

Master Bedroom

  • Level: Upper
  • Area: 240
  • Dimensions: 16x15

Mud Room

  • Level: Main
  • Area: 42
  • Dimensions: 7x6

Property

Details

  • Parcel number: 490636158116000101
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Wrap Around
  • Fencing: Fenced,Fence Complete,Full,Privacy,Front Yard,Wrought Iron

Lot

  • Lot size: 6,098 sqft
  • Features: Sidewalks

Parking

  • Total spaces: 3
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$403$4,836
Property Taxes $792$9,504
Electricity $330$3,967
Total$5,823$69,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$199,645/yr
40% on housing$174,690/yr
45% on housing$155,280/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 46202$168
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46202$182
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$850,000
2026-07-16Listed for sale$850,000
2026-07-16Listing removed$862,500
2026-06-18Listed for sale$862,500
2026-06-18Listing removed$875,000
2026-06-07Price change$875,000
2026-05-27Price change$885,000
2026-05-13Listed for sale$900,000
2018-06-29Sold$661,299

For Sale by Agent

AgentMitch Rolsky
BrokerageTo Help U Move Inc

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