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2026 N Talbott St, Indianapolis, IN, 46202

5beds
4baths
3,547sqft
$819,000
$231price/sqft
$5,618/moest. monthly cost
$224,720/yrincome needed

About This Home

This stunning custom home in Herron-Morton features 5 bedrooms, 3 1/2 baths, and a completely finished basement. That's just for starters! The main floor is a great place for entertaining with such features as a bar area, wine refrigerator, gas fireplace, and hardwood floors. There is also a spacious main floor bedroom option. The kitchen is appointed with quartz countertops, stainless steel appliances, and pantry! As you make your way to the back yard, you'll walk through the mudroom with additional storage for all your coats and shoes. The fenced backyard features a custom deck w/ power retractable screens. A perfect outdoor oasis with gas grill, built in gas firepit, seating area, and lighting. Upstairs features a primary suite, separate large laundry room, additional full bath, and two more bedrooms. The basement level is completely finished with an additional bedroom, full bath, bonus room, large storage room, and additional room great for a home office, workout equipment or craft room. This home also features a 3 car heated garage with a large storage attic! Just steps from Gather22, Baby's, Bocca, Loco Mexican Restaurant, Mash Craft brewery, and so much more!

Getting Around

83
WalkingVery Walkable
51
TransitGood Transit
74
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Cement Siding

Other

  • Builder name: Golden Ratio

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Gas Water Heater,Humidifier,Exhaust Fan,MicroHood,Oven,Electric Oven,Water Purifier,Water Softener Rented,Wine Cooler
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Ceiling - 9+ feet,Daylight,Egress Window(s),Full

Bedroom2

  • Level: Upper
  • Area: 182
  • Dimensions: 13x14

Bedroom3

  • Level: Upper
  • Area: 154
  • Dimensions: 11x14

Bedroom4

  • Level: Basement
  • Area: 169
  • Dimensions: 13x13

Bedroom5

  • Level: Main
  • Area: 182
  • Dimensions: 13x14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 220
  • Dimensions: 20x11

Dining Room

  • Level: Main
  • Area: 209
  • Dimensions: 19x11

Family Room

  • Features: Other
  • Level: Basement
  • Area: 450
  • Dimensions: 15x30

Features

  • Attic Access,High Ceilings,Kitchen Island,Entrance Foyer,Ceiling Fan(s),Hardwood Floors,Eat-in Kitchen,Pantry,Smart Thermostat,Walk-In Closet(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Great Room
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 1,144

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,547
  • Total interior livable area: 3,547 sqft

Kitchen

  • Level: Main
  • Area: 209
  • Dimensions: 11x19

Kitchen

  • Level: Main
  • Area: 209
  • Dimensions: 11x19

Laundry

  • Features: Tile-Ceramic
  • Level: Upper
  • Area: 77
  • Dimensions: 11x7

Living Room

  • Level: Main
  • Area: 304
  • Dimensions: 16x19

Living Room

  • Level: Main
  • Area: 304
  • Dimensions: 16x19

Master Bedroom

  • Level: Upper
  • Area: 300
  • Dimensions: 20x15

Mud Room

  • Level: Main
  • Area: 48
  • Dimensions: 6x8

Play Room

  • Level: Basement
  • Area: 150
  • Dimensions: 10x15

Utility Room

  • Features: Other
  • Level: Basement
  • Area: 91
  • Dimensions: 13x7

Property

Details

  • Parcel number: 490636176186000101
  • Special condition: Historic District,Sales Disclosure On File
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Porch,Screened
  • Exterior features: Gas Grill,Lighting,Fire Pit,Sprinkler System
  • Fencing: Fenced,Full,Gate
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 4,791 sqft
  • Features: City Lot,Curbs,Sidewalks,Storm Sewer,Mature Trees,Trees-Small (Under 20 Ft)

Parking

  • Total spaces: 3
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Inland Flooding
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,141$49,692
Home Insurance *$388$4,656
Property Taxes $764$9,168
Electricity $325$3,901
Total$5,618$67,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$192,617/yr
40% on housing$168,540/yr
45% on housing$149,813/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.6%
10.6%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 46202$168
Marion County$125

vs Homes Sold Last Month

Median $/sqft

ZIP 46202$182
Marion County$131

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-29Price change$839,000
2026-03-24Price change$859,000
2026-02-19Listed for sale$889,000
2026-02-04Listing removed$920,000
2026-01-23Listed for sale$920,000
2018-04-17Sold$641,169
2017-06-09Sold$125,000
2017-04-28Listed for sale$135,000

For Sale by Agent

AgentTerry Brown, CENTURY 21 Scheetz, Paul Shay, CENTURY 21 Scheetz
BrokerageCENTURY 21 Scheetz

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