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4012 Ridge Trl, Brownsville, TX, 78520

5beds
4baths
2,974sqft
$322,000
$108price/sqft
$2,636/moest. monthly cost
$105,440/yrincome needed

About This Home

Step into a warm, inviting living room this spacious 5 bed , 3.5 -bath home features a large kitchen, a dedicated office, a primary suite with double vanity bath and walk in closet. Upstairs features a huge family room, 4 bedroom with oversized walk in closets and 2 full baths

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

9/10
Ortiz Elementary SchoolGrades PK-50.7 mi
6/10
Manzano Middle SchoolGrades 6-80.8 mi
7/10

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Office/Study,High Speed Internet
  • Flooring: Carpet,Tile

Heating

  • Heating features: Central

Interior Area

  • Total structure area: 2,974
  • Total interior livable area: 2,974 sqft

Master Bathroom

  • Features: Double Vanity

Property

Details

  • Parcel number: 7912560050024000

Features

  • Levels: Two
  • Pool features: None
  • Exterior features: Sprinkler System
  • Fencing: Privacy

Lot

  • Lot size: 6,191 sqft
  • Features: None

Parking

  • Total spaces: 1
  • Parking features: Garage,Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Hail
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,628$19,536
Home Insurance *$233$2,796
Property Taxes $449$5,388
Electricity $326$3,918
Total$2,636$31,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,377/yr
40% on housing$79,080/yr
45% on housing$70,293/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 78520$97
Cameron County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78520$165
Cameron County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Price change$322,000
2025-11-07Listed for sale$328,000
2023-07-27Listing removed--
2023-07-01Price change$295,000
2023-06-16Listed for sale$325,000
2020-09-10Listing removed$2,000
2020-09-07Price change$2,000
2020-08-30Listed for rent$2,200
2017-10-29Listing removed$1,500
2017-10-20Listed for rent$1,500
2017-10-10Sold--
2017-06-14Sold--
2013-10-03Sold--

For Sale by Agent

AgentNancy Arellano
BrokerageCENTURY 21 JOHNSTON COMPANY

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