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2102 Stonegate Dr, Harlingen, TX, 78552

3beds
2baths
1,754sqft
$305,000
$174price/sqft
$2,376/moest. monthly cost
$95,040/yrincome needed

About This Home

Beautiful Home...Sought After Gated Community.... In-ground Pool, put those together and you have the makings of the perfect place to raise your family! This home has 3 bedrooms (split floor plan) and 2 full bathrooms, perfect for a growing family. The Kitchen is perfect for the chef in the family with plenty of counter space and open views to the living area which makes it perfect for entertaining. The formal dining area is a picture perfect setting for all of your holiday get-togethers and of course in South Texas the in-ground pool can be ready for every occasion from birthdays to Christmas to the 4th of July! The separate laundry room and two car garage finish this property off perfectly

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

8/10
Gutierrez Middle SchoolGrades 6-80.8 mi
4/10
Harlingen High SchoolGrades 9-123.7 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Water Heater

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),High Speed Internet
  • Window features: Plantation Shutters,Double Pane Windows
  • Flooring: Tile

Heating

  • Heating features: Central,Electric

Interior Area

  • Total structure area: 1,754
  • Total interior livable area: 1,754 sqft

Master Bathroom

  • Features: Double Vanity,Soaking Tub,Private Commode,Separate Shower

Property

Details

  • Parcel number: 9889910050006000

Features

  • Levels: One
  • Pool features: In Ground
  • Patio & porch: Covered
  • Exterior features: Sprinkler System
  • Fencing: Privacy

Lot

  • Lot size: 7,274 sqft
  • Features: Curb & Gutter

Parking

  • Total spaces: 2
  • Parking features: Garage,Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Hail
Heat Wave
Ice Storm
Winter Weather
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,542$18,504
Home Insurance *$214$2,568
Property Taxes $382$4,584
Electricity $238$2,859
Total$2,376$28,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,462/yr
40% on housing$71,280/yr
45% on housing$63,360/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 78552$122
Cameron County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 78552$163
Cameron County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-19Price change$305,000
2025-11-08Price change$307,500
2025-09-28Listed for sale$312,500

For Sale by Agent

AgentAnthony Silvestro
BrokerageCORNERSTONE TX REALTY

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