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11830 Whispering Pines Rd, Neosho, MO, 64850

3beds
2baths
2,980sqft
$465,000
$156price/sqft
$3,250/moest. monthly cost
$130,000/yrincome needed

About This Home

Set on approximately 5 wooded acres just outside the city limits, this refined modern farmhouse offers privacy, space, and intentional design in a setting that feels both peaceful and elevated. With nearly 3,000 square feet of living space, the home blends clean architectural lines with warm, high-quality finishes designed for comfortable everyday living and effortless entertaining. The bold white-and-black exterior, newer roof, and oversized wrap-around porch create striking curb appeal while offering an ideal space to relax, gather, or simply enjoy the quiet beauty of the natural setting. Inside, cathedral wood ceilings anchor the main living area, adding architectural interest and scale, while quality flooring and a wood-burning stove bring warmth and sophistication throughout the home. The home features three spacious bedrooms and two well-appointed bathrooms, both offering jetted tubs that create a spa-like retreat at the end of the day. The kitchen is thoughtfully designed with both style and function in mind, featuring granite countertops, custom soft-close cabinetry, and built-in sliding pantry drawers for seamless organization. An open loft overlooking the main living space provides flexible additional living area, ideal for a second lounge, private office, or creative retreat. Outdoor amenities further enhance the property's appeal, with two spa pools—including an exercise pool—alongside a gazebo, outdoor kitchen, and grilling area designed for both relaxation and entertaining. A storm shelter adds peace of mind, while the acreage offers ample opportunity for future expansion such as a shop, garden, or hobby animals. Adding to the lifestyle appeal, the property is located just minutes from Missouri Department of Conservation Allen Bridge Access, offering public access to Shoal Creek in a setting that feels peaceful and uncrowded—ideal for fishing, kayaking, or simply enjoying the outdoors. Offering seclusion without isolation, this property delivers a modern farmhouse lifestyle with space, privacy, and amenities that support both everyday comfort and long-term value.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
9
BikeSomewhat Bikeable

Schools

3/10
Middle SchoolGrades 5-65.9 mi
5/10
Neosho Jr. High SchoolGrades 7-85.6 mi
3/10
Neosho High SchoolGrades 9-124.1 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Block,Concrete Perimeter
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Farm House
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,Kitchen Island
  • Flooring: Carpet,Laminate,Vinyl
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,980

Heating

  • Heating features: Wood

Interior Area

  • Total structure area: 2,980
  • Total interior livable area: 2,980 sqft

Property

Details

  • Parcel number: 152.004000000006.002

Features

  • Private pool: Yes
  • Patio & porch: Covered,Deck,Wrap Around
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 4 Acres
  • Features: Rural
  • Lot size dimensions: 335 x 624.5

Parking

  • Parking features: Open
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$432$5,184
Property Taxes $240$2,880
Electricity $227$2,730
Total$3,250$39,000
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,428/yr
40% on housing$97,500/yr
45% on housing$86,666/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 64850$141
Newton County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 64850$143
Newton County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-26Listed for sale$479,900
2025-09-02Listing removed$496,000
2025-08-19Price change$496,000
2025-08-05Price change$500,000
2025-07-15Listed for sale$519,900
2024-11-21Sold--
2024-10-28Pending sale$497,000
2024-09-24Price change$497,000
2024-09-12Listed for sale$475,000
2019-03-15Sold--
2019-02-11Pending sale$179,900
2018-12-28Price change$179,900
2018-12-14Price change$184,900
2018-10-09Price change$189,900
2018-09-12Price change$194,900
2018-08-23Listed for sale$199,900

For Sale by Agent

AgentMichelle Clemons
BrokerageCHARLES BURT REALTORS

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