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21263 Sunset View Ln, Seneca, MO, 64865

3beds
2baths
1,197sqft
$250,000
$209price/sqft
$1,844/moest. monthly cost
$73,760/yrincome needed

About This Home

Discover the perfect blend of country living and modern comfort on this beautiful 10.5-acre fully fenced property. The charming farmhouse features 3 bedrooms, 2 bathrooms, a one-car attached garage, and a one-car detached garage. Inside, you'll love the warm wood floors, cozy wood-burning stove, spacious kitchen with all appliances included, and a relaxing primary bath with a corner Jacuzzi tub. The property offers endless possibilities with multiple outbuildings, a workshop, cellar, and a partially finished basement (approximately 1,187 sq. ft.). Outside, enjoy an above-ground pool, partially cleared acreage ideal for livestock or recreation, and plenty of room to garden, hunt, or simply enjoy peaceful country views. A tractor is negotiable with the sale. Whether you're looking for a hobby farm, a family homestead, or a private country retreat, this versatile property has everything you need. Schedule your showing today and experience all this exceptional property has to offer!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

7/10
3/10
3/10
Seneca High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Crawlspace
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Water Heater,Propane Range,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Eat-in Kitchen,Wood Burning Stove
  • Flooring: Carpet,Laminate,Simulated Wood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Wood BurningStove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Wood Stove
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,197
  • Total interior livable area: 1,197 sqft

Property

Details

  • Parcel number: 198.033000000007.000
  • Special condition: None
  • Wooded area: 5

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Exterior features: Gravel Driveway
  • Fencing: Fenced,Full,Wire
  • Waterfront features: None

Lot

  • Lot size: 10.50 Acres
  • Features: Cleared,Level,None,Outside City Limits,Open Lot,Rolling Slope,Rural Lot,Wooded

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind
Winter Weather
Hail
Wildfire

FEMA Declared Disasters Across Missouri Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$310$3,720
Property Taxes $129$1,548
Electricity $141$1,693
Total$1,844$22,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,222/yr
40% on housing$55,320/yr
45% on housing$49,173/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.0%
9.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 64865$133
Newton County$138

vs Homes Sold Last Month

Median $/sqft

ZIP 64865$126
Newton County$133

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$245,000
2026-07-13Listed for sale$250,000

For Sale by Agent

AgentJodi Machardy
BrokerageColdwell Banker Harris McHaney & Faucette-MO

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