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2375 Patterson Rd, Shelbyville, MI, 49344

2beds
1baths
936sqft
$534,000
$571price/sqft
$4,014/moest. monthly cost
$160,560/yrincome needed

About This Home

Lakefront Retreat on Gun Lake! Enjoy waterfront living with this charming 2-bedroom, 1-bath home situated directly on beautiful Gun Lake. Wake up to stunning views and spend your days boating, fishing, or relaxing by the water. This property also includes a second lot that is buildable, and has a newly built (2023) 36x48 ft pole barn and detached garage located just across the road--perfect for extra storage, lake toys, or a workshop. Located near all that Yankee Springs has to offer, including trails, parks, and year-round recreation, this home has great potential as a personal getaway or income-producing home. Don't miss your chance to own a slice of lake life!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

7/10
Martin High SchoolGrades 6-126.0 mi

Construction

Condition

  • Year built: 1945

Materials

  • Roof: Composition
  • Construction materials: Aluminum Siding,Stucco,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Basement: Slab

Bathroom1

  • Level: Main
  • Area: 56.133
  • Dimensions: 9.90 x 5.67

Bedroom2

  • Level: Main
  • Area: 81.2175
  • Dimensions: 9.75 x 8.33

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 121.59
  • Dimensions: 10.50 x 11.58

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 936
  • Total interior livable area: 936 sqft

Kitchen

  • Level: Main
  • Area: 78.6175
  • Dimensions: 10.25 x 7.67

Living Room

  • Level: Main
  • Area: 243.675
  • Dimensions: 10.83 x 22.50

Master Bedroom

  • Level: Main
  • Area: 137.28
  • Dimensions: 16.00 x 8.58

Property

Details

  • Parcel number: 1500100600 & 1550002400
  • Zoning description: R-3

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Gun Lake

Lot

  • Lot size: 0.34 Acres
  • Lot size dimensions: 40 x 66 &101 x 120

Parking

  • Total spaces: 6
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 6
  • Covered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Inland Flooding
Lightning
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Allegan County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,700$32,400
Home Insurance *$283$3,396
Property Taxes $843$10,116
Electricity $188$2,259
Total$4,014$48,168
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,622/yr
40% on housing$120,420/yr
45% on housing$107,040/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 18.9%
18.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$571This listing

vs Other Active Listings

Avg $/sqft

ZIP 49344$203
Allegan County$259

vs Homes Sold Last Month

Median $/sqft

ZIP 49344$196
Allegan County$217

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$589,900

For Sale by Agent

AgentLatisha M Poelman
BrokerageKeller Williams GR North

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