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520 NW Main St, Checotah, OK, 74426

3beds
1baths
880sqft
$60,000
$68price/sqft
$543/moest. monthly cost
$21,720/yrincome needed

About This Home

Investment Opportunity on Double Lot! This 3-bedroom, 1-bath home sits on two spacious lots and is full of potential for the right buyer. Whether you're looking to renovate and make it your own, create a rental property, or invest in a flip, this property offers a solid starting point. The home features a large, fully fenced backyard with mature trees, providing shade and privacy, along with additional outbuildings that can be used for storage or a workshop. A major bonus—utilities are already available on both lots, opening the door for expansion, an additional home, or future development opportunities. The property does need work and is being sold as-is, but with the right vision, it could be transformed into a great primary residence or income-producing rental. Key Features: 3 Bedrooms / 1 Bathroom Two lots included Utilities on both lots Large fenced yard with mature trees Outbuildings/workshop potential Great investment or fixer-upper opportunity Don’t miss your chance to unlock the potential this property has to offer!

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

8/10
7/10
Checotah Middle SchoolGrades 6-80.5 mi
5/10
Checotah High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1950

Materials

  • Foundation: Concrete Block
  • Roof: Metal
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Heating & Cooling

  • Heating features: Other,Gas
  • Cooling features: Wall

Interior Area

  • Total interior livable area: 880 sqft

Property

Details

  • Parcel number: 200100017002000100

Features

  • Exterior features: Other,Wood
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 8,668 sqft

Parking

  • Parking features: Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Ice Storm
    Ice StormVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Ice Storm
Lightning
Tornado
Cold Wave
Hail
Strong Wind
Winter Weather
Drought
Inland Flooding

FEMA Declared Disasters in McIntosh County and Oklahoma

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $303$3,636
Home Insurance $67$804
Property Taxes $29$348
Electricity $144$1,732
Total$543$6,516

Income You'd Need if You Spent...

35% on housing$18,617/yr
40% on housing$16,290/yr
45% on housing$14,480/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$68This listing

vs Other Active Listings

Avg $/sqft

ZIP 74426$108
McIntosh County$172

vs Homes Sold Last Month

Median $/sqft

ZIP 74426
McIntosh County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Price change$50,000
2026-07-07Listed for sale$60,000
2026-04-17Listing removed--
2026-04-11Listed for sale$60,000
2000-09-09Sold$8,500

For Sale by Owner

AgentProperty Owner

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