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431 Treelyn Road, Stoddard, NH, 03464

3beds
3baths
2,400sqft
$1,750,000
$729price/sqft
$11,631/moest. monthly cost
$465,240/yrincome needed

About This Home

Tucked away on a private cove along the shores of beautiful Island Pond, this multi-level waterfront four-season home offers an exceptional opportunity to enjoy one of the Monadnock Region's most peaceful lakes. With a private dock, lakeside deck, fire pit, and remarkable glacial erratics, the property is designed for making memories in every season. Warm wood interiors and expansive windows capture the changing light and beautiful sunsets over the pond, while the open-concept living and dining area provides an inviting space for gathering with family and friends. The renovated kitchen and the fireplaced living room create a welcoming setting after a day on the water. The thoughtfully designed floor plan spans three levels, featuring three bedrooms, three baths, a dedicated office, and a spacious recreation room, offering flexibility for guests, remote work, or extended family. The attached two-car garage provides plenty of storage for vehicles, watercraft, and outdoor equipment. Offered mostly furnished, including the dock, this home is ready to enjoy from day one. Spend your days boating, kayaking, fishing, or swimming from your private waterfront, then explore Island Pond's undeveloped islands or gather around the lakeside fire pit beneath the stars. Whether you are searching for a year-round residence or a private retreat, this distinctive waterfront property is an ideal setting for lake living, entertaining, and creating lasting memories.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
Great Brook SchoolGrades 5-87.5 mi
3/10

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Concrete
  • Roof: Asphalt Shingle
  • Construction materials: Wood Frame,Wood Exterior

Type & Style

  • Home type: SingleFamily
  • Architectural style: Gambrel,Saltbox
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Refrigerator,Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Finished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Natural Woodwork
  • Flooring: Combination,Laminate,Other,Tile,Vinyl,Wood
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,000
  • Finished area above ground: 1,400

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 2,800
  • Total interior livable area: 2,400 sqft

Property

Accessibility

  • Accessibility features: Access to Parking

Details

  • Parcel number: STODM133L18
  • Zoning description: Lake
  • Other equipment: Standby Generator

Features

  • Levels: 1.75
  • Stories: 1
  • Exterior features: Boat Slip/Dock,Deck,Garden,Natural Shade
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterbody name: Island Pond
  • Frontage length: Water frontage: 235,Road frontage: 90

Lot

  • Lot size: 0.98 Acres
  • Features: Landscaped,Other,Views,Wooded

Parking

  • Total spaces: 2
  • Parking features: Gravel,Auto Open,Garage,Off Street,Parking Spaces 1 - 10,Attached
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across New Hampshire Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,848$106,176
Home Insurance $738$8,856
Property Taxes $1,694$20,328
Electricity $351$4,217
Total$11,631$139,572

Income You'd Need if You Spent...

35% on housing$398,777/yr
40% on housing$348,930/yr
45% on housing$310,160/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 0.9%
0.9%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.7%
-1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$729This listing

vs Other Active Listings

Avg $/sqft

ZIP 03464$181
Cheshire County$244

vs Homes Sold Last Month

Median $/sqft

ZIP 03464$251
Cheshire County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Listed for sale$1,750,000
2012-12-12Sold$277,500

For Sale by Agent

AgentPeg Walsh
BrokerageFour Seasons Sotheby's International Realty

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