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99 High Street, Concord, NH, 03303

3beds
2baths
1,652sqft
$499,999
$303price/sqft
$3,702/moest. monthly cost
$148,080/yrincome needed

About This Home

COME SEE THIS charming and spacious New Englander that beautifully blends timeless character with thoughtful modern updates in one of Concord's most convenient locations. This inviting 3 bedroom, 2-bath home offers exceptional flexibility, generous living space, and countless improvements, making it ready for its next owners to enjoy. The main level features a beautifully remodeled kitchen, formal dining room, comfortable family room, Bedroom (which is being used as an office/ library), updated full bath with a luxurious soaking tub and convenient first-floor laundry, plus a relaxing screened-in porch perfect for enjoying warm New Hampshire evenings. Upstairs, you'll find a spacious primary bedroom, a second bedroom, walk-in closets, and another full bath. A massive unfinished attic provides outstanding storage and exciting possibilities for future expansion, while the unfinished basement offers even more room for storage and utility space. Outside, enjoy multiple spaces for relaxing and entertaining, including the welcoming front porch, private patio, and beautifully maintained yard. A detached two-car garage adds everyday convenience and additional storage. Recent improvements include a remodeled kitchen, beautifully updated first-floor bath, vinyl windows and doors, replaced roof, water heater, updated light fixtures, and numerous additional upgrades throughout the home. Natural gas forced-air heat and public water and sewer provide year-round comfort and efficiency. Ideally located near schools, downtown Concord, shopping, restaurants, parks, trails, the Capitol Center for the Arts, and I-93, this home offers easy access to everything New Hampshire's capital city has to offer. Photos may be digitally enhanced.

Getting Around

45
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

3/10
5/10
4/10

Construction

Condition

  • Year built: 1895

Materials

  • Foundation: Stone
  • Roof: Asphalt Shingle
  • Construction materials: Wood Frame,Vinyl Exterior

Type & Style

  • Home type: SingleFamily
  • Architectural style: New Englander
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Natural Gas Water Heater,Wine Cooler
  • Laundry features: 1st Floor Laundry

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Dining Area,Kitchen Island,Soaking Tub,Walk-In Closet(s)
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,652

Heating & Cooling

  • Heating features: Natural Gas,Hot Air
  • Cooling features: None

Interior Area

  • Total structure area: 3,338
  • Total interior livable area: 1,652 sqft

Property

Details

  • Parcel number: CNCDM1431PB38
  • Zoning description: RN

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Patio,Porch,Screened Porch

Lot

  • Lot size: 0.40 Acres
  • Features: Landscaped,Level

Parking

  • Total spaces: 2
  • Parking features: Dirt,Direct Entry,Storage Above,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Drought
    DroughtModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Drought
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across New Hampshire Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,528$30,336
Home Insurance $142$1,704
Property Taxes $749$8,988
Electricity $283$3,398
Total$3,702$44,424

Income You'd Need if You Spent...

35% on housing$126,925/yr
40% on housing$111,060/yr
45% on housing$98,720/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 8.6%
8.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.6%
-0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 03303$208
Merrimack County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 03303$249
Merrimack County$275

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Contingent$488,500
2026-08-06Price change$488,500
2026-07-22Listed for sale$499,999
2003-11-10Sold$219,000

For Sale by Agent

AgentHeather Goodwin
BrokerageEXP Realty

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