230 Lake Dr, Mount Vernon, TX, 75457
About This Home
Perched on an incredible half-acre double lot, this lakefront retreat captures spectacular panoramic views of Lake Cypress Springs and offers the perfect setting for relaxation and entertaining. Large windows frame the sparkling water, filling the home with natural light and allowing you to enjoy the scenery from nearly every angle. With generous outdoor space and prime waterfront positioning, this property is ideal for making the most of lake living—whether that means morning coffee overlooking the water, afternoons on the lake, or evenings watching the sunset over the shoreline. Inside, the home features two spacious primary suites, each with its own private ensuite bathroom, providing comfort and privacy for owners and guests alike. The second floor includes a versatile loft area that offers abundant space for a game room, bunk area, or additional sleeping quarters—perfect for hosting family and friends at the lake. Thoughtfully designed for both relaxation and gathering, this home delivers the ultimate Lake Cypress Springs getaway.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2002
Materials
- Foundation: Pillar/Post/Pier
- Roof: Composition
- Construction materials: Brick,Rock,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Tudor,Detached
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Electric Range,Microwave,Refrigerator
- Laundry features: Electric Dryer Hookup,Laundry in Utility Room,In Hall
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
- Dimensions: 0 x 0
Features
- Double Vanity,Eat-in Kitchen,Kitchen Island,Loft,Multiple Master Suites,Open Floorplan,Pantry,Vaulted Ceiling(s),Walk-In Closet(s)
- Flooring: Carpet,Tile
- Number of fireplaces: 2
- Fireplace features: Den,Family Room,Outside
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Fireplace(s)
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total interior livable area: 2,093 sqft
Living Room
- Level: First
- Dimensions: 0 x 0
Loft
- Level: Second
- Dimensions: 0 x 0
Master Bedroom
- Level: First
- Dimensions: 0 x 0
Master Bedroom
- Level: First
- Dimensions: 0 x 0
Property
Details
- Parcel number: 19011
Features
- Levels: One and One Half
- Stories: 1
- Pool features: None
- Patio & porch: Rear Porch,Patio,Covered,Deck
- Exterior features: Boat Slip,Deck,Dock,Storage,Fire Pit
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Lake Front,Waterfront
- Residential vegetation: Pine
Lot
- Lot size: 0.46 Acres
- Features: Back Yard,Interior Lot,Lawn,Landscaped,Many Trees,Subdivision,Sprinkler System,Few Trees,Waterfront
Parking
- Total spaces: 2
- Parking features: Additional Parking,Aggregate,Golf Cart Garage,Outside,Storage,Boat,RV Access/Parking
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Strong Wind
- Tornado
- Cold Wave
- Hail
- Winter Weather
- Heat Wave
- Inland Flooding
- Lightning
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters Across Texas Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,044 | $48,528 |
| Home Insurance * | $663 | $7,956 |
| Property Taxes | $539 | $6,468 |
| Electricity | $238 | $2,859 |
| Total | $5,484 | $65,808 |
Income You'd Need if You Spent...
Texas FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $900,000 |
| 2026-04-24 | Price change | $975,000 |
| 2026-03-21 | Listed for sale | $1,150,000 |
| 2015-07-30 | Sold | -- |
| 2015-06-25 | Pending sale | $415,000 |
For Sale by Agent
View on Zillow