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21 E McKinley Ave, Des Moines, IA, 50315

1beds
1baths
612sqft
$147,850
$242price/sqft
$1,126/moest. monthly cost
$45,040/yrincome needed

About This Home

Own for less than what it cost for rent, in this adorable 1 bedroom, 1 bath ranch sitting on great elevation off the road. Large sized backyard and cement pad ready to add a garage. Remodeled with LVP flooring, family room, dedicated dining area with cute corner hutch. Kitchen that's bright and updated with epoxy floor mud-room/laundry room. 3/4 bath with glass shower door and bedroom right off the family room. Lower level has room for storage. This home is close to stores, restaurants, airport, and is ready for the next owner to enjoy! Lots of space outdoors to add a garden, fire pit, or a pet-friendly space. Roof 2023, Sewer line 2022, sump pump 2021, Furnace 2020, Hot Water Heater 2021.

Getting Around

33
WalkingCar-Dependent
31
TransitSome Transit
24
BikeSomewhat Bikeable

Schools

4/10
4/10
McCombs Middle SchoolGrades 6-81.8 mi
1/10
Lincoln High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1951

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Stove

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Dining Area,Window Treatments

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 612
  • Total interior livable area: 612 sqft

Property

Details

  • Parcel number: 12003259001000
  • Zoning: N3A

Features

  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck,Fence
  • Fencing: Partial

Lot

  • Lot size: 9,931 sqft
  • Features: Rectangular Lot
  • Lot size dimensions: 60 x 168

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $747$8,964
Home Insurance *$105$1,260
Property Taxes $153$1,836
Electricity $121$1,452
Total$1,126$13,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$38,605/yr
40% on housing$33,780/yr
45% on housing$30,026/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$242This listing

vs Other Active Listings

Avg $/sqft

ZIP 50315$122
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50315$190
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$149,500
2026-05-06Price change$154,900
2026-04-02Listed for sale$158,900
2025-03-18Listing removed$139,900
2025-01-22Listed for sale$139,900
2022-02-17Sold$130,000
2022-01-10Pending sale$129,900
2021-12-16Price change$129,900
2021-11-22Listed for sale$140,000
2010-08-11Sold$310
2007-08-27Sold$48,000

For Sale by Agent

AgentDanielle Plank-Harris
BrokerageRE/MAX Concepts

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