See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

12 N 3rd St Unit 302, Lafayette, IN, 47901

1beds
2baths
1,471sqft
$395,000
$269price/sqft
$2,680/moest. monthly cost
$107,200/yrincome needed

About This Home

Rare opportunity to own a condo in the Historic Earl and Hatcher building, a 1865 landmark originally built for Earl and Hatcher Wholesale Grocers that was thoughtfully converted into charming, modern residences in 2013. This impeccably maintained unit sits on N 3rd Street, just one block from the picturesque Tippecanoe courthouse and within easy walking distance of coffee shops, pubs, fine dining, the Wabash Heritage Pedestrian Bridge to campus, local shops, and downtown Main Street festivals. Inside, you’ll find a beautifully updated kitchen with solid-surface countertops and stainless-steel appliances, flowing into an enlarged dining area. The living space showcases a stunning brick wall and large windows that flood the room with natural light and offer downtown views. The primary bedroom is generous in size, featuring a luxurious bathroom with a soaker tub, separate shower, twin vanities, and ample closet space. A powder room, a spacious coat closet, and a laundry area add everyday convenience. Thoughtful details include hardwood floors, detialed molding, exposed brick, and tasteful finishes throughout. There are three access points to the unit: from the parking garage, from Third Street, and from the alley, with elevator access plus stairs. Parking is available through a third-party provider. The HOA covers water and trash, and the unit is fully electric. This turn-key condo combines historic charm with modern comfort in a walkable, coveted neighborhood. Don’t miss your chance to own in this iconic building and enjoy all that downtown living has to offer.

Getting Around

84
WalkingVery Walkable
53
TransitGood Transit
66
BikeBikeable

Schools

3/10
Jefferson High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2013

Materials

  • Roof: Flat
  • Construction materials: Brick,Other,Masonry

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Disposal,Range/Oven Hook Up Elec,Microwave,Refrigerator,Washer,Dryer-Electric,Exhaust Fan,Electric Oven,Electric Range,Electric Water Heater
  • Laundry features: Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: None

Bedroom1

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 126

Features

  • Countertops-Solid Surf,Crown Molding,Kitchen Island,Double Vanity,Stand Up Shower,Tub and Separate Shower,Main Level Bedroom Suite,Formal Dining Room
  • Flooring: Hardwood,Tile
  • Fireplace features: None
  • Finished area below ground: 0
  • Finished area above ground: 1,471

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,471
  • Total interior livable area: 1,471 sqft

Kitchen

  • Level: Main
  • Area: 154

Living Room

  • Level: Main
  • Area: 324

Property

Details

  • Parcel number: 790720465012.900004
  • Other equipment: Intercom

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Balcony
  • Fencing: None

Lot

  • Features: Other,City/Town/Suburb,Near College Campus,Historic District
  • Lot size dimensions: 0x0

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$162$1,944
Property Taxes $337$4,044
Electricity $184$2,212
Total$2,680$32,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,885/yr
40% on housing$80,400/yr
45% on housing$71,466/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 5.5%
5.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$269This listing

vs Other Active Listings

Avg $/sqft

ZIP 47901$164
Tippecanoe County$153

vs Homes Sold Last Month

Median $/sqft

ZIP 47901$154
Tippecanoe County$172

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$395,000
2012-03-07Listing removed$195,000
2012-03-06Listed for sale$195,000

For Sale by Agent

AgentTabitha Casto
BrokerageTruVant Realty

Similar Homes