See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

106 Wild Oak Drive, Bogue, NC, 28570

3beds
2baths
1,740sqft
$420,000
$241price/sqft
$2,636/moest. monthly cost
$105,440/yrincome needed

About This Home

Welcome to 106 Wild Oak Drive in the Bogue Bluff community of Newport. This well-maintained 3 bedroom, 2 bath home offers about 1,750 square feet with a bonus room over the garage, giving you extra space for an office, playroom, or guests. As you walk in, you'll notice an open and comfortable layout with a spacious living area, a cozy fireplace, and a kitchen with plenty of cabinet space. The split bedroom floor plan gives the primary suite its own privacy, all conveniently on the first floor. Outside is where this home really shines. You've got a large fenced-in backyard that's perfect for pets, entertaining, or just relaxing. There's a covered front porch, plus a screened-in back porch and deck that make it easy to enjoy the outdoors year-round. Located on over half an acre in the Croatan school district, you're just a short drive to Emerald Isle beaches, Cherry Point, Camp Lejeune, and everything the Crystal Coast has to offer. This is a great option whether you're looking for a primary home, second home, or investment.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
White Oak ElementaryGrades PK-52.5 mi
7/10
8/10
Croatan High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Cooktop,Built-In Microwave,Washer,Refrigerator,Dryer,Dishwasher
  • Laundry features: Dryer Hookup,Washer Hookup,In Hall

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Walk-in Closet(s),Vaulted Ceiling(s),High Ceilings,Ceiling Fan(s),Blinds/Shades,Gas Log,Walk-In Closet(s)
  • Door features: Thermal Doors
  • Window features: Thermal Windows
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,740
  • Total interior livable area: 1,740 sqft

Property

Details

  • Parcel number: 539504542760000
  • Zoning: Residential
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Covered,Deck,Porch,Screened
  • Exterior features: Thermal Doors
  • Fencing: Wood
  • Has view: Yes
  • View description: See Remarks
  • Waterfront features: None
  • Frontage type: See Remarks
  • Living area range: 1600 - 1799

Lot

  • Lot size: 0.59 Acres
  • Lot size dimensions: 85 x 325 x 169 x 294

Parking

  • Total spaces: 2
  • Parking features: On Site,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Winter Weather
Coastal Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Carteret County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$103$1,236
Property Taxes $210$2,520
Electricity $200$2,405
Total$2,636$31,632
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,377/yr
40% on housing$79,080/yr
45% on housing$70,293/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.1%
9.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 28570$252
Carteret County$291

vs Homes Sold Last Month

Median $/sqft

ZIP 28570$207
Carteret County$252

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$420,000
2026-04-24Listed for sale$425,000
2021-08-10Sold$300,000
2021-06-22Pending sale$290,000
2021-06-15Listed for sale$290,000
2021-05-23Pending sale$290,000
2021-05-21Listed for sale$290,000
2018-05-02Sold$225,000
2018-03-05Pending sale$228,000
2018-01-18Listed for sale$228,000
2014-05-23Listing removed$1,400
2014-05-20Price change$1,400
2014-05-03Price change$1,500
2014-05-01Listed for rent$1,400
2010-05-27Sold$231,500

For Sale by Agent

AgentLinda J Unger
BrokerageeXp Realty

Similar Homes