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10172 Us Highway 12, New Buffalo, MI, 49117

5beds
2baths
1,730sqft
$1,200,000
$694price/sqft
$7,060/moest. monthly cost
$282,400/yrincome needed

About This Home

Set on 56 acres in New Buffalo Township, this Harbor Country property offers an expansive setting just minutes from the shops, restaurants, and beaches that define the area. Ideally positioned between New Buffalo and Three Oaks, the location provides convenient access to Lake Michigan and the vibrant destinations of both towns while maintaining the privacy and open space that large parcels provide. The 1730 sq ft home includes five bedrooms and two bathrooms, offering flexibility for everyday living, a weekend retreat, or a place to gather after a day spent enjoying Harbor Country. Surrounded by wide stretches of land and natural landscape, the property provides room to explore, relax, and enjoy the outdoors. Parcels of this size are increasingly difficult to find in the New Buffalo area. With 56 acres and a location in the heart of Harbor Country, this property presents a unique opportunity to enjoy space, privacy, and proximity to the region's most sought-after destinations.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

8/10
9/10
7/10

Construction

Condition

  • Year built: 1984

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Basement: Full

Bedroom2

  • Level: Main
  • Area: 124.7689
  • Dimensions: 11.17 x 11.17

Bedroom3

  • Level: Main
  • Area: 98.135
  • Dimensions: 9.50 x 10.33

Bedroom4

  • Level: Main
  • Area: 126.5425
  • Dimensions: 12.25 x 10.33

Bedroom5

  • Level: Main
  • Area: 132.96
  • Dimensions: 12.00 x 11.08

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 5

Dining Area

  • Level: Main
  • Area: 209.0836
  • Dimensions: 15.58 x 13.42

Features

  • Finished area below ground: 0

Heating

  • Heating features: Baseboard

Interior Area

  • Total structure area: 1,730
  • Total interior livable area: 1,730 sqft

Kitchen

  • Level: Main
  • Area: 156.6114
  • Dimensions: 11.67 x 13.42

Living Room

  • Level: Main
  • Area: 218.075
  • Dimensions: 16.25 x 13.42

Master Bathroom

  • Level: Main
  • Area: 28.773
  • Dimensions: 6.90 x 4.17

Master Bedroom

  • Level: Main
  • Area: 172.1325
  • Dimensions: 11.67 x 14.75

Property

Details

  • Parcel number: 111300120004037

Features

  • Stories: 1

Lot

  • Lot size: 56.64 Acres
  • Features: Wooded
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Berrien County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,067$72,804
Home Insurance *$255$3,060
Property Taxes $550$6,600
Electricity $188$2,264
Total$7,060$84,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$242,057/yr
40% on housing$211,800/yr
45% on housing$188,266/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$694This listing

vs Other Active Listings

Avg $/sqft

ZIP 49117$378
Berrien County$243

vs Homes Sold Last Month

Median $/sqft

ZIP 49117$458
Berrien County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Price change$1,250,000
2026-03-10Listed for sale$1,300,000
2025-12-01Listing removed$1,399,000
2025-06-23Price change$1,399,000
2025-03-21Price change$1,400,000
2024-10-02Listed for sale$2,000,000

For Sale by Agent

AgentElizabeth Roch
Brokerage@properties Christie's International R.E.

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