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329 Elm St, Watervliet, MI, 49098

5beds
2baths
3,093sqft
$390,000
$126price/sqft
$2,899/moest. monthly cost
$115,960/yrincome needed

About This Home

Rehabbed top to bottom making the perfect full-time home or Short-Term Rental! Set on a large double lot with 5 Bedrooms & room to enclose the loft or front room for additional sleeping. Incredible new finishes including luxury vinyl plank flooring, roof, gutters, & siding. So many options for laying out the Primary bedroom on main level or upper & 2nd washer/dryer hookup in basement & main. You'll love the open concept & enclosed heated porch overlooking the fenced yard. Wait til you see the incredible 2 car garage with loft above for additional storage. Walk to downtown Watervliet and enjoy Hayes & Flaherty Park to with kayaking on the Paw Paw River, frisbee golf, fishing, skate park & softball fields. Located 2hrs from Chicago & 1.5hrs from Grand Rapids you'll love the area with wineries, breweries, golf, farmer's markets & much more. 15mins to St. Joe, South Haven, Lake Michigan and minutes from Paw Paw Lake. Don't miss this opportunity to be in the Heart of Southwest Michigan!

Getting Around

57
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

--
South Elementary SchoolGrades PK-20.3 mi
6/10
Watervliet Middle SchoolGrades 6-80.7 mi
6/10

Construction

Condition

  • Year built: 1800

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Basement,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Michigan Basement,Partial

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s)
  • Window features: Storms,Screens,Replacement,Insulated Windows,Bay/Bow
  • Flooring: Vinyl
  • Finished area below ground: 0

Heating

  • Heating features: Baseboard

Interior Area

  • Total structure area: 3,093
  • Total interior livable area: 3,093 sqft

Property

Details

  • Parcel number: 117803400197004
  • Zoning description: RES

Features

  • Stories: 2

Lot

  • Lot size: 10,018 sqft
  • Features: Level,Sidewalk,Ground Cover
  • Lot size dimensions: 100 x 100

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Strong Wind
Hail
Inland Flooding
Lightning
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters in Berrien County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$259$3,108
Property Taxes $331$3,972
Electricity $337$4,048
Total$2,899$34,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,394/yr
40% on housing$86,970/yr
45% on housing$77,306/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.8%
5.8%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.0%
0.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 49098$199
Berrien County$246

vs Homes Sold Last Month

Median $/sqft

ZIP 49098$163
Berrien County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listed for sale$390,000
2025-05-02Sold$50,000
2024-01-22Sold$51,388
2023-11-15Price change$70,000
2023-09-04Listed for sale$80,000
2023-08-17Listing removed--
2023-08-12Price change$90,000
2023-08-08Listed for sale$100,000
2018-03-30Sold$65,000
2018-01-25Listed for sale$66,700
2017-11-30Listing removed$66,700
2017-10-30Price change$66,700
2017-08-16Listed for sale$74,100
2017-05-05Sold$60,000
2015-10-29Sold$95,500
2015-07-22Price change$93,900
2015-03-17Listed for sale$95,900
2014-11-15Listing removed$95,900
2014-06-06Price change$95,900
2014-05-29Listed for sale$99,900

For Sale by Agent

AgentNicholas F Scalise
BrokerageWindy Mitten Properties

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