765 Oakland Dr #C, Elkin, NC, 28621
About This Home
Tucked into one of Elkin’s most convenient neighborhoods, this charming condo offers a rare chance to own in a community with limited turnover. Located directly across from the recreation park, you’ll enjoy easy access to green space and outdoor activities, all while being just minutes from downtown Elkin’s shops and dining. Inside, the home has been thoughtfully cared for to offer a clean, inviting feel with durable LVP flooring and a soft, neutral color scheme that enhances the natural light throughout. With two bedrooms and two full baths, the layout is efficient and comfortable. Relax on your screened porch after a day on the trails! Best of all, the low-maintenance condo lifestyle means no yard work or exterior upkeep—just more time to enjoy everything Elkin has to offer. Opportunities like this don’t come along often.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1986
Materials
- Foundation: Slab
- Construction materials: Vinyl Siding
Type & Style
- Home type: Condo
- Property subType: Stick/Site Built,Residential,Condominium
Interior
Appliances
- Appliances included: Electric Water Heater
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
Features
- Finished area above ground: 1,242
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,242
- Total interior livable area: 1,242 sqft
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 495109166040403
- Zoning: HDMF
- Special condition: Owner Sale
Features
- Levels: One
- Stories: 1
- Entry location: Main
- Pool features: None
Lot
- Lot size: 0.20 Acres
- Lot size dimensions: 46*35
Parking
- Parking features: Deck
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Strong Wind
- Lightning
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Surry County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $153 | $1,836 |
| Property Taxes | $150 | $1,800 |
| Electricity | $200 | $2,405 |
| Total | $1,893 | $22,716 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $315,000 |
| 2011-07-01 | Sold | $125,000 |
View on Zillow