646 Country Club Dr, State Road, NC, 28676
About This Home
Charming 3 bedroom, 2 bath home nestled in a beautiful wooded setting. This inviting property features a spacious main-level primary suite for added convenience, along with comfortable living areas designed for everyday living and entertaining. Enjoy your morning coffee on the welcoming front porch or relax on the large back deck overlooking the natural landscape. Excellent location just minutes away from Cedarbrook Country Club, providing easy access to golf, dining, and recreation, while still be close to town amenities. A rare combination of comfort, charm and location-don't miss out on this opportunity!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1977
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Stick/Site Built,Residential,Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater
Basement
- Has basement: Yes
- Basement: Unfinished, Basement
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area above ground: 1,520
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 2,440
- Total interior livable area: 1,520 sqft
Property
Details
- Parcel number: 495301392649
- Zoning: RR
- Special condition: Owner Sale
Features
- Levels: One and One Half
- Stories: 1
- Pool features: None
Lot
- Lot size: 0.94 Acres
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Surry County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,759 | $21,108 |
| Home Insurance * | $209 | $2,508 |
| Property Taxes | $198 | $2,376 |
| Electricity | $200 | $2,405 |
| Total | $2,366 | $28,392 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-23 | Listed for sale | $360,000 |
| 2024-02-01 | Sold | $325,000 |
| 2023-12-29 | Pending sale | $319,500 |
| 2023-12-20 | Price change | $319,500 |
| 2023-12-08 | Listed for sale | $319,900 |
| 2023-12-07 | Listing removed | -- |
| 2023-11-30 | Listed for sale | $325,000 |
| 2023-11-22 | Listing removed | -- |
| 2023-11-03 | Listed for sale | $325,000 |
| 2023-06-16 | Sold | $95,000 |
| 2012-12-28 | Sold | $60,000 |
| 2012-11-29 | Price change | $65,500 |
| 2012-10-24 | Price change | $69,900 |
| 2012-09-19 | Price change | $74,900 |
| 2012-08-14 | Price change | $84,900 |
| 2012-08-11 | Listed for sale | -- |
| 2012-06-22 | Listing removed | -- |
| 2012-06-20 | Listed for sale | -- |
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