106 Wilbur Gentry Ln, State Road, NC, 28676
About This Home
Located across from Cedarbrook Country Club in an established neighborhood, this timeless full-brick home offers 4 bedrooms, 3.5 bathrooms, and a spacious, light-filled floor plan.Beautiful oak hardwood floors and abundant windows create a warm,inviting atmosphere throughout.The updated kitchen is designed for both everyday living and entertaining,while the main-level primary suite features double vanities and a beautifully updated tile walk-in shower.Enjoy the comfort of the vented gas log fireplace or unwind on the low-maintenance Trex deck with retractable awnings overlooking the backyard.A brand-new HVAC system (2026) is just one of many significant improvements.A complete list of major updates is available in the MLS attachments and photos. Additional highlights include a main-level laundry room, main-level two-car garage, and a large,clean basement ideal for storage or a workshop.This meticulously maintained home blends quality updates,timeless appeal,and an exceptional location.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Stick/Site Built,Residential,Single Family Residence
Interior
Appliances
- Appliances included: Microwave,Oven,Cooktop,Dishwasher,Gas Water Heater,Tankless Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Unfinished, Basement, Crawl Space
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedroom4
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 2
Breakfast
- Level: Main
Dining Room
- Level: Main
Features
- Ceiling Fan(s),Dead Bolt(s),Separate Shower
- Window features: Insulated Windows
- Flooring: Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Gas Log,Living Room
- Fireplace: Yes
- Attic: Access Only
- Finished area above ground: 2,828
Heating & Cooling
- Heating features: Heat Pump,Electric
- Cooling features: Central Air,Heat Pump
Interior Area
- Total structure area: 4,218
- Total interior livable area: 2,828 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 495302670284
- Zoning: R1
- Special condition: Owner Sale
- Exclusions: "miniature" Rose Bush In Backyard Will Not Be Staying
Features
- Levels: Two
- Stories: 2
- Pool features: None
Lot
- Lot size: 0.89 Acres
- Features: Cleared,Level
- Lot size dimensions: .89 acre
Parking
- Total spaces: 3
- Parking features: Garage,Driveway,Garage Door Opener,Attached,Basement
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Ice Storm
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Surry County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,539 | $42,468 |
| Home Insurance * | $420 | $5,040 |
| Property Taxes | $399 | $4,788 |
| Electricity | $263 | $3,160 |
| Total | $4,621 | $55,452 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-24 | Price change | $699,900 |
| 2026-05-27 | Listed for sale | $719,500 |
| 2013-07-26 | Sold | $250,000 |
| 2013-07-02 | Pending sale | $269,900 |
| 2013-06-19 | Price change | $269,900 |
| 2013-04-23 | Listed for sale | $289,000 |
| 2009-06-17 | Sold | $289,500 |
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