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2114 Margaret Dr, Mount Airy, NC, 27030

4beds
3baths
1,780sqft
$328,000
$184price/sqft
$2,194/moest. monthly cost
$87,760/yrincome needed

About This Home

Featuring 4 bedrooms, 3 full bathrooms, the attached garage with nearly half an acre of outdoor living space complete with a large back deck. The finished lower level offers a second living area, an additional bedroom, and a full bath—ideal for guests, extended family, a home office, or a private in-law suite... One of this home's standout features is its public city water and public sewer service, giving you the convenience, reliability, and lower maintenance that today's buyers appreciate - without the concerns of well or septic systems. Just minutes from charming downtown Mount Airy. This beautifully maintained split-level home offers the perfect combination of space, comfort, and convenience.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
Jones ElementaryGrades 3-50.2 mi
8/10
Mount Airy MiddleGrades 6-82.0 mi
5/10
Mount Airy HighGrades 9-121.7 mi

Construction

Condition

  • Year built: 1991

Materials

  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Electric Water Heater,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Lower Level

Basement

  • Has basement: Yes
  • Basement: Basement Garage Door,Exterior Entry,Finished,Interior Entry,Walk-Out Access,Walk-Up Access

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Lower

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bedrooms: 3

Features

  • Finished area below ground: 520
  • Finished area above ground: 1,260

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,260
  • Total interior livable area: 1,780 sqft

Kitchen

  • Level: Lower

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Lower

Living Room

  • Level: Main

Primary Bedroom

  • Features: En Suite Bathroom
  • Level: Main

Property

Details

  • Parcel number: 503113242082
  • Zoning: R8
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Patio & porch: Deck

Lot

  • Lot size: 0.46 Acres
  • Features: Cleared,Level,Open Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Side,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters in Surry County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,658$19,896
Home Insurance *$167$2,004
Property Taxes $169$2,028
Electricity $200$2,405
Total$2,194$26,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$75,222/yr
40% on housing$65,820/yr
45% on housing$58,506/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 27030$191
Surry County$179

vs Homes Sold Last Month

Median $/sqft

ZIP 27030$157
Surry County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$328,000
2025-08-04Sold$292,000
2025-06-29Pending sale$299,000
2025-06-13Listed for sale$299,000
2020-07-06Sold$208,000
2020-05-22Pending sale$219,900
2020-05-09Listed for sale$219,900
2015-08-29Listing removed$168,500
2015-06-01Listed for sale$168,500

For Sale by Agent

AgentPaul Le
BrokerageRealty One Group Revolution

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