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4918 W Cougar Cir, Coeur D Alene, ID, 83815

2beds
2baths
924sqft
$79,000
$85price/sqft
$594/moest. monthly cost
$23,760/yrincome needed

About This Home

MOVE-IN READY and beautifully updated in one of Coeur d'Alene's most desirable 55+ communities! This charming 2-bedroom, 2-bath home offers comfortable, low-maintenance living in a prime central location close to shopping, dining, medical facilities, golf, parks, and all the amenities North Idaho has to offer. Inside, you'll find tasteful updates, an inviting open layout, and a spacious primary suite featuring a walk-in shower. Step outside to enjoy the fully fenced yard, covered parking, and convenient storage shed--perfect for hobbies and extra storage. Community services include water, sewer, garbage, and snow removal. Whether you're downsizing, seeking a lock-and-leave lifestyle, or looking for an affordable Coeur d'Alene retreat, this home is a must-see! BUYER INCENTIVE: 3 months FREE lot rent!!

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

6/10
Skyway Elementary SchoolGrades PK-51.1 mi
--
Lakes Middle SchoolGrades 6-83.1 mi
6/10
Lake City High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Block
  • Roof: Composition
  • Construction materials: T1-11

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Electric Water Heater,Washer,Refrigerator,Microwave,Dishwasher
  • Laundry features: Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • High Speed Internet
  • Flooring: Laminate,Vinyl,Carpet
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Electric,Forced Air,Furnace

Interior Area

  • Total structure area: 924
  • Total interior livable area: 924 sqft

Property

Details

  • Parcel number: MCN00000122B
  • On leased land: Yes
  • Zoning: 565-MH in Court

Features

  • Exterior features: Lighting,Rain Gutters,Lawn
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Features: Open Lot,Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Ice Storm

FEMA Declared Disasters in Kootenai County and Idaho

Fire
Mud Landslide
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $399$4,788
Home Insurance $16$192
Property Taxes $38$456
Electricity $141$1,695
Total$594$7,128

Income You'd Need if You Spent...

35% on housing$20,365/yr
40% on housing$17,820/yr
45% on housing$15,840/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$85This listing

vs Other Active Listings

Avg $/sqft

ZIP 83815$232
Kootenai County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 83815$295
Kootenai County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-31Price change$79,000
2026-06-19Listed for sale$84,000
2025-10-24Sold--
2025-10-08Pending sale$69,000
2025-09-15Price change$69,000
2025-08-20Price change$79,000
2025-08-07Listed for sale$89,000
2019-09-20Sold--
2019-06-29Listed for sale$78,000
2015-09-10Sold--
2015-08-06Listed for sale$42,000

For Sale by Agent

AgentCody Spencer
BrokerageeXp Realty

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