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3115 N 12th St, Coeur D Alene, ID, 83815

3beds
2baths
1,326sqft
$449,000
$339price/sqft
$2,688/moest. monthly cost
$107,520/yrincome needed

About This Home

Fully remodeled home with modern upgrades throughout and nothing left to do but move in! This beautifully updated property features all-new finishes, appliances, roof, gutters, and more. Enjoy outdoor living on the brand-new Trex deck with sleek cable railings, perfect for entertaining or relaxing in the Idaho sunshine. And the garage has a brand new durable epoxy floor! Located in desirable Coeur d'Alene, close to recreation, shopping, dining, and all that North Idaho living has to offer!

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

5/10
Borah Elementary SchoolGrades K-50.6 mi
--
Lakes Middle SchoolGrades 6-81.5 mi
7/10
Coeur d'Alene High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Lap Siding,T1-11,Other,Frame

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Refrigerator,Microwave,Disposal,Dishwasher
  • Laundry features: Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Flooring: Carpet,LVP
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Natural Gas,Forced Air,Furnace

Interior Area

  • Total structure area: 1,326
  • Total interior livable area: 1,326 sqft

Property

Details

  • Parcel number: C2385006021A
  • Zoning: RES

Features

  • Patio & porch: Deck
  • Exterior features: Lighting,Rain Gutters,Lawn
  • Has view: Yes
  • View description: Territorial,Neighborhood

Lot

  • Lot size: 5,227 sqft
  • Features: Open Lot,Level

Parking

  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather

FEMA Declared Disasters in Kootenai County and Idaho

Fire
Mud Landslide
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance $91$1,092
Property Taxes $186$2,232
Electricity $141$1,695
Total$2,688$32,256

Income You'd Need if You Spent...

35% on housing$92,160/yr
40% on housing$80,640/yr
45% on housing$71,680/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$339This listing

vs Other Active Listings

Avg $/sqft

ZIP 83815$228
Kootenai County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 83815$295
Kootenai County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$449,000
2026-07-29Price change$449,000
2026-07-27Price change$465,000
2026-07-17Listed for sale$475,000

For Sale by Agent

AgentNicholas P Beveridge
BrokerageThe Experience Northwest

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