109 S Prospect Ave, Harrison, ID, 83833
About This Home
Charming, updated, and ideally located in the heart of historic downtown Harrison! This 2-bedroom, 1-bath home combines classic character with the peace of mind that comes from extensive recent improvements. Major upgrades include new double-pane windows, new doors, upgraded insulation, new drywall and paint, updated electrical wiring, and numerous additional enhancements throughout the home. Looking for room to grow? A future second bathroom has already been started, featuring finished drywall, paint, flooring, and lighting, with plumbing and fixtures ready for your finishing touches. Leave the car behind and enjoy the North Idaho lifestyle! Just a short stroll to the public beach, marina, boat launch, restaurants, shops, parks, and the famous Trail of the Coeur d'Alenes. Whether you're searching for a full-time residence, weekend retreat, or investment property, this home offers an affordable opportunity to enjoy one of the most sought-after lake communities in the Inland Northwest.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1904
Materials
- Foundation: Concrete Perimeter,Block
- Roof: Metal
- Construction materials: Frame
Notable Dates
- Major remodel year: 2024
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator
- Laundry features: Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Flooring: Laminate
- Fireplace features: Electric Stove,Propane Stove
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating
- Heating features: Electric,Propane,Electric Stove,Propane Stove
Interior Area
- Total structure area: 1,584
- Total interior livable area: 1,584 sqft
Property
Details
- Parcel number: Y3800012006A
- Zoning: Har R8
Features
- Has view: Yes
- View description: Mountain(s),Lake,City,Neighborhood
- Has water view: Yes
- Water view: Lake
Lot
- Lot size: 5,227 sqft
- Features: Irregular Lot,Level,Southern Exposure
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Landslide
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Kootenai County and Idaho
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,017 | $24,204 |
| Home Insurance | $76 | $912 |
| Property Taxes | $183 | $2,196 |
| Electricity | $141 | $1,695 |
| Total | $2,417 | $29,004 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-06-05 | Listed for sale | $399,000 |
| 2023-12-19 | Sold | -- |
| 2023-12-10 | Pending sale | $209,000 |
| 2023-11-28 | Price change | $209,000 |
| 2023-11-15 | Listed for sale | $239,000 |
| 2023-11-13 | Pending sale | $239,000 |
| 2023-10-31 | Listed for sale | $239,000 |
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