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695 N McDonald Ct, Post Falls, ID, 83854

2beds
2baths
1,987sqft
$825,000
$415price/sqft
$4,834/moest. monthly cost
$193,360/yrincome needed

About This Home

True single level living in this lovely zero-entry home in the friendly Highland Park golf course neighborhood. Thoughtfully designed without steps at front or garage entrances. Daily life is safer and more enjoyable with no tripping hazards or stairs to climb as you come and go. The centrally placed office is a calm, inspiring spot to organize life, nurture hobbies, or keep business flowing. Living and dining rooms feature oak floors, gas fireplace, bright windows with custom plantation shutters. Family room off kitchen is anchored by an electric fireplace and it opens to a big patio with golf course views and retractable awning. Bright kitchen with granite surfaces & breakfast bar. The primary suite opens directly to the patio, with large windows and more custom shutters that frame your quiet escape. The ensuite with jetted tub and his & her closets creates a calm and relaxing retreat. There's a huge, triple garage. You knew something better was out there. You were right. Here it is! 14x21 Covered Patio off Primary Bedroom & Family Room 11x10.5 Open Patio off Dining Room Ceiling fans Exposed aggregate walkways and patios Professionally landscaped Gas fireplace in living room Electric fireplace insert in family room Custom plantation shutters in most windows

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

5/10
TREATY ROCK ELEMENTARYGrades K-51.7 mi
7/10
Post Falls Middle SchoolGrades 6-83.0 mi
2/10

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Lap Siding,Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Refrigerator,Microwave,Disposal,Dishwasher
  • Laundry features: Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Fireplace,High Speed Internet
  • Flooring: Wood,Tile,Carpet
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Natural Gas,Fireplace(s),Electric,Forced Air,Furnace

Interior Area

  • Total structure area: 1,987
  • Total interior livable area: 1,987 sqft

Property

Accessibility

  • Accessibility features: Exterior Handicap Access

Details

  • Parcel number: P42220050070
  • Zoning: Residential

Features

  • Exterior features: Lighting,Rain Gutters,Lawn
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.29 Acres
  • Features: Corner Lot,Level,Southern Exposure,On Golf Course,Cul-De-Sac

Parking

  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Heat Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters in Kootenai County and Idaho

Fire
Mud Landslide
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance $162$1,944
Property Taxes $360$4,320
Electricity $141$1,695
Total$4,834$58,008

Income You'd Need if You Spent...

35% on housing$165,737/yr
40% on housing$145,020/yr
45% on housing$128,906/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$415This listing

vs Other Active Listings

Avg $/sqft

ZIP 83854$251
Kootenai County$391

vs Homes Sold Last Month

Median $/sqft

ZIP 83854$277
Kootenai County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$825,000

For Sale by Agent

AgentJanna Scharf
BrokerageKeller Williams Realty Coeur d'Alene

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