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957 N 7th St, Coeur D Alene, ID, 83814

4beds
2baths
1,992sqft
$599,000
$301price/sqft
$3,555/moest. monthly cost
$142,200/yrincome needed

About This Home

CHARMING DOWNTOWN VINTAGE COTTAGE! THIS DELIGHTFUL COTTAGE OFFERS THE PERFECT BLEND OF CHARACTER & CONVENIENCE IN A DESIRABLE LOCATION. FEATURING 4 BEDROOMS & 2 BATHS, THIS HOME PROVIDES PLENTY OF SPACE FOR EVERYONE, OR A HOME OFFICE. INSIDE YOU WILL FIND A WELCOMING LIVING & DINING ROOM, HARDWOOD FLOORS THROUGHOUT. IDEAL FOR EVERYDAY LIVING & ENTERTAINING, MAIN FLOOR LAUNDRY/UTILITY ROOM W/ SLATE FLOORING, WASHER & DRYER. THE BASEMENT OFFERS ABUNDANT STORAGE SPACE & FLEXIBILITY FOR HOBBIES & PROJECTS OR SEASONAL ITEMS. OUTSIDE, ENJOY THE FENCED YARD & DECK W/ BRICK FIRE PIT. THERE IS ROOM FOR OUTDOOR GATHERINGS & A GARDEN. A POTTING SHED ADDS EXTRA SPACE FOR THE GARDENER, WHILE THE GARAGE PROVIDES PARKING & ADDITIONAL STORAGE.

Getting Around

73
WalkingVery Walkable
0
TransitVery Limited Transit
75
BikeVery Bikeable

Schools

7/10
Bryan Elementary SchoolGrades PK-50.4 mi
--
Lakes Middle SchoolGrades 6-80.5 mi
7/10
Coeur d'Alene High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Concrete Perimeter,Block
  • Roof: Composition
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2008

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Washer,Refrigerator,Microwave,Dishwasher
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Fireplace,High Speed Internet
  • Flooring: Wood,Tile,Laminate,Carpet
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Natural Gas,Forced Air,Furnace

Interior Area

  • Total structure area: 1,992
  • Total interior livable area: 1,992 sqft

Property

Details

  • Parcel number: C64800040030
  • Zoning: RES

Features

  • Patio & porch: Deck
  • Exterior features: Fire Pit,Rain Gutters
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 5,662 sqft
  • Features: Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Ice Storm

FEMA Declared Disasters in Kootenai County and Idaho

Fire
Mud Landslide
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance $124$1,488
Property Taxes $262$3,144
Electricity $141$1,695
Total$3,555$42,660

Income You'd Need if You Spent...

35% on housing$121,885/yr
40% on housing$106,650/yr
45% on housing$94,800/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$301This listing

vs Other Active Listings

Avg $/sqft

ZIP 83814$518
Kootenai County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 83814$352
Kootenai County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$599,000
2026-06-15Listed for sale$618,000

For Sale by Agent

AgentNancy Johnson
BrokerageWindermere/Coeur d'Alene Realty Inc

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