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1281 E Elderberry Cir, Coeur D Alene, ID, 83815

5beds
3baths
2,284sqft
$699,000
$306price/sqft
$4,094/moest. monthly cost
$163,760/yrincome needed

About This Home

Beautifully remodeled 5-bedroom 3 bath rancher with a finished basement situated on a spacious 0.25-acre lot in a desirable Coeur d'Alene neighborhood. This 2,234 sq ft home features a main floor primary suite with a sliding door that opens to a 20x30 covered Trex deck with an inset jacuzzi. Home has an inviting open concept with vaulted ceilings, a good sized kitchen with double oven and plenty of cabinet/counterspace. Upgrades within the last 2 years include a new roof, A/C, furnace, water heater, appliances, lighting, paint, flooring, and updated bathroom cabinets and fixtures. Basement has a large family room, 2 bedrooms, 1 bathroom, a laundry room and a storage room. The property boasts mature pine trees, garden boxes, a large backyard with a firepit and patio area ideal for gatherings. Property includes a sprinkler system, radon mitigation system, RV/boat parking, a large storage shed, covered back deck, front deck with built in benches, a 2 car garage, and a security system.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

5/10
Borah Elementary SchoolGrades K-50.9 mi
--
Lakes Middle SchoolGrades 6-82.0 mi
7/10
Coeur d'Alene High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Frame

Notable Dates

  • Major remodel year: 2025

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Washer,Refrigerator,Microwave,Disposal,Dishwasher
  • Laundry features: Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • High Speed Internet
  • Flooring: Carpet,LVP
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Natural Gas,Forced Air,Furnace

Interior Area

  • Total structure area: 2,284
  • Total interior livable area: 2,284 sqft

Property

Details

  • Parcel number: C64900010180
  • Zoning: Res

Features

  • Patio & porch: Deck
  • Exterior features: Fire Pit,Garden,Lighting,Rain Gutters,Lawn
  • Has spa: Yes
  • Spa features: Spa/Hot Tub
  • Has view: Yes
  • View description: Mountain(s),Territorial,Neighborhood

Lot

  • Lot size: 0.25 Acres
  • Features: Level

Parking

  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather

FEMA Declared Disasters in Kootenai County and Idaho

Fire
Mud Landslide
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance $142$1,704
Property Taxes $277$3,324
Electricity $141$1,695
Total$4,094$49,128

Income You'd Need if You Spent...

35% on housing$140,365/yr
40% on housing$122,820/yr
45% on housing$109,173/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$306This listing

vs Other Active Listings

Avg $/sqft

ZIP 83815$226
Kootenai County$391

vs Homes Sold Last Month

Median $/sqft

ZIP 83815$295
Kootenai County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$699,000
2026-04-18Listed for sale$715,000
2016-07-29Sold--
2016-06-28Pending sale$249,900
2016-06-23Price change$249,900
2016-06-11Listed for sale$260,000

For Sale by Agent

AgentShawn Michael Fortune
BrokerageSilvercreek Realty Group, LLC

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