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2406 S Silver Beach Rd, Coeur D Alene, ID, 83814

3beds
3baths
2,792sqft
$1,898,700
$680price/sqft
$10,751/moest. monthly cost
$430,040/yrincome needed

About This Home

Luxury Panoramic lake view living just 5 minutes from downtown Coeur d'Alene. This 2,792 SF home rebuilt in 2022, captures southern Lake Coeur d'Alene & captivating sunset views through expansive windows and a re-imagined main-floor living design with a private primary suite retreat on the main level. Featuring 3 bedrooms, 2.5 baths, covered & uncovered decks, and abundant natural light throughout. Set on an oversized 0.65-acre parcel with sub-dividing potential, oversized 3-car garage, an RV-size parking pad and more. Boat slip may be available with option to purchase a boat. Move-in ready, just 5 minutes to a luxury lifestyle and daily walks along the Centennial Trail and the lake--a rare opportunity for elevated CdA living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

7/10
Fernan STEM AcademyGrades K-51.8 mi
--
Lakes Middle SchoolGrades 6-82.4 mi
7/10
Coeur d'Alene High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Hardboard,Frame

Notable Dates

  • Major remodel year: 2022

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Washer,Wall Oven,Refrigerator,Microwave,Disposal,Dishwasher
  • Laundry features: Washer Hookup

Basement

  • Basement: Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 2

Features

  • Fireplace,High Speed Internet
  • Flooring: Tile,LVP
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Natural Gas,Fireplace(s),Forced Air,Furnace

Interior Area

  • Total structure area: 2,792
  • Total interior livable area: 2,792 sqft

Property

Details

  • Parcel number: 0732000024B
  • Zoning: County-AGSUB

Features

  • Patio & porch: Deck
  • Exterior features: Lighting,Rain Gutters
  • Has spa: Yes
  • Spa features: Bath
  • Has view: Yes
  • View description: Mountain(s),Territorial,Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterbody name: Coeur d'Alene Lake

Lot

  • Lot size: 0.65 Acres
  • Features: Open Lot,Irregular Lot,Sloped,Southern Exposure,Wooded

Parking

  • Parking features: Garage - Attached
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Heat Wave
Ice Storm
Landslide

FEMA Declared Disasters in Kootenai County and Idaho

Fire
Mud Landslide
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,600$115,200
Home Insurance $395$4,740
Property Taxes $586$7,032
Electricity $170$2,048
Total$10,751$129,012

Income You'd Need if You Spent...

35% on housing$368,605/yr
40% on housing$322,530/yr
45% on housing$286,693/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$680This listing

vs Other Active Listings

Avg $/sqft

ZIP 83814$514
Kootenai County$390

vs Homes Sold Last Month

Median $/sqft

ZIP 83814$352
Kootenai County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-02Price change$1,949,700
2025-12-20Listed for sale$1,999,700
2025-10-01Listing removed$1,998,000
2025-05-29Listed for sale$1,998,000
2025-04-29Listing removed$2,100,000
2025-04-15Price change$2,100,000
2024-11-04Listed for sale$2,150,000
2014-09-24Listing removed$250,000
2014-09-24Price change$250,000
2014-09-08Listed for sale$275,000

For Sale by Agent

AgentLea Williams, Tomlinson Sotheby's International Realty (Idaho)
BrokerageTomlinson Sotheby's International Realty (Idaho)

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