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906 S Canal St, Coeur D Alene, ID, 83814

1beds
1baths
486sqft
$349,950
$720price/sqft
$2,110/moest. monthly cost
$84,400/yrincome needed

About This Home

Nestled along the scenic Spokane River in Coeur d'Alene, this charming 1-bedroom, 1-bath cedar home offers a blend of rustic warmth and secondary waterfront living. Surrounded by North Idaho's natural beauty, the home features rich cedar finishes, creating a cozy cabin-like atmosphere with inviting character throughout. Inside, an open concept living area is filled with natural light, flowing seamlessly. into a functional kitchen designed for easy livingA· The spacious bedroom provides a quiet retreat, while the full bath is thoughtfully appointed for everyday comfort. Step outside and experience the true highlight - direct access to the Spokane River. Whether you enjoy kayaking, fishing, or simply relaxing by the water's edge, this property delivers a lifestyle centered on nature and tranquility. Mature trees and the soothing sounds of nature make the outdoor space feel like a retreat. Located just minutes from downtown Coeur d' Alene's shops, dining, and recreation, this home is ideal as a full-time residence, weekend gateway:, or investment opportunity. A unique chance to own a slice of natural scenery in one of Idaho's most sought-after areas.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

6/10
Winton Elementary SchoolGrades PK-50.6 mi
--
Lakes Middle SchoolGrades 6-82.0 mi
6/10
Lake City High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Cedar,Log

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Washer,Refrigerator
  • Laundry features: Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • High Speed Internet,Smart Thermostat
  • Flooring: Carpet
  • Fireplace features: Electric Stove
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating

  • Heating features: Electric,Baseboard,Electric Stove

Interior Area

  • Total structure area: 486
  • Total interior livable area: 486 sqft

Property

Details

  • Parcel number: 073800000230
  • Zoning: RR

Features

  • Patio & porch: Deck
  • Exterior features: Fire Pit,Lawn
  • Has view: Yes
  • View description: Territorial
  • On waterfront: Yes
  • Waterbody name: Spokane River

Lot

  • Lot size: 0.39 Acres
  • Features: Irregular Lot,Sloped,Corner Lot,Wooded

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Winter Weather
Heat Wave
Ice Storm
Landslide
Wildfire

FEMA Declared Disasters in Kootenai County and Idaho

Fire
Mud Landslide
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance $72$864
Property Taxes $128$1,536
Electricity $141$1,695
Total$2,110$25,320

Income You'd Need if You Spent...

35% on housing$72,342/yr
40% on housing$63,300/yr
45% on housing$56,266/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$720This listing

vs Other Active Listings

Avg $/sqft

ZIP 83814$519
Kootenai County$392

vs Homes Sold Last Month

Median $/sqft

ZIP 83814$352
Kootenai County$312

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$349,950
2026-05-14Listed for sale$360,000
2022-12-05Price change$1,150
2022-12-03Listed for rent$1,250

For Sale by Agent

AgentMike Offield
BrokerageWindermere Valley/Liberty Lake

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