5686 W Onyx Cir, Coeur D Alene, ID, 83814
About This Home
LUXURY LAKEVIEW LIVING IN PRESTIGIOUS BLACK ROCK. Perched above Lake Coeur d'Alene on one of Onyx Circle's premier view homesites, this fully furnished custom residence offers 5,475 sq ft, 4 bedrooms, and 4.5 baths with sweeping lake views throughout. Thoughtfully designed for both everyday living and grand-scale entertaining, the multi-level floorplan is connected by a private elevator and features an executive office, art gallery, theater room, club lounge with fireplace and wet bar, temperature-controlled wine cellar, and expansive outdoor living spaces. Four spacious bedroom suites provide exceptional comfort for family and guests. Recently refreshed with new interior paint, this smart home showcases quality craftsmanship, luxury finishes, and seamless technology integration. A rare opportunity to own a distinctive Black Rock residence in one of North Idaho's most coveted communities. Membership to The Golf Club at Black Rock is not included but may be available separately.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Concrete Perimeter
- Roof: Shake
- Construction materials: Cedar,Stone,Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Wine Refrigerator,Washer,Wall Oven,Refrigerator,Microwave,Disposal,Dishwasher,Cooktop
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Finished,Daylight,Walk-Out Access
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Main level bathrooms: 2
- Main level bedrooms: 1
Features
- Fireplace
- Flooring: Wood,Tile,Carpet
- Fireplace: Yes
- Common walls with other units/homes: No Common Walls
Heating
- Heating features: Fireplace(s),Electric,Propane,Forced Air,Heat Pump,Furnace
Interior Area
- Total structure area: 5,475
- Total interior livable area: 5,475 sqft
Property
Details
- Parcel number: 007700130150
- Zoning: County-RESRES
Features
- Patio & porch: Deck
- Exterior features: Lighting,Rain Gutters,Water Feature,Lawn
- Has spa: Yes
- Spa features: Bath
- Has view: Yes
- View description: Mountain(s),Territorial,Lake
- Has water view: Yes
- Water view: Lake
- Waterbody name: Coeur d'Alene Lake
Lot
- Lot size: 0.33 Acres
- Features: Sloped,Southern Exposure,On Golf Course
Parking
- Parking features: Garage - Attached
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Winter Weather
- Heat Wave
- Ice Storm
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Kootenai County and Idaho
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $27,750 | $333,000 |
| Home Insurance | $1,143 | $13,716 |
| Property Taxes | $1,531 | $18,372 |
| Electricity | $334 | $4,016 |
| Total | $30,758 | $369,096 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Price change | $5,488,000 |
| 2026-06-15 | Listed for sale | $5,888,000 |
| 2020-09-22 | Listing removed | $2,995,000 |
| 2020-07-01 | Listed for sale | $2,995,000 |
| 2018-03-17 | Sold | -- |
| 2017-05-31 | Price change | $1,995,000 |
| 2016-10-28 | Price change | $2,195,000 |
| 2016-06-16 | Listed for sale | $2,295,000 |
| 2015-04-03 | Sold | -- |
| 2014-10-09 | Price change | $1,895,000 |
| 2013-11-28 | Price change | $1,899,000 |
| 2013-06-28 | Price change | $1,949,000 |
| 2012-06-30 | Listed for sale | $1,995,000 |
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