428 E Beachhouse Ln, Harrison, ID, 83833
About This Home
Wake up to the beauty of the lake in this inviting waterfront retreat featuring 3 bedrooms and 2.5 bathrooms, perfectly designed for relaxed lakeside living. With 90 feet of private waterfront, this property offers direct access to the water along with your own dock and boat lift--ideal for making the most of every season on the lake. Inside, the home offers a comfortable layout with a walk-out basement, providing easy access to the shoreline and additional space for entertaining or unwinding after a day on the water. The south-facing exposure brings in stunning evening sunsets. Entertain guests on the large covered deck or enjoy a quiet cup of coffee on the private deck off the main bedroom ensuite--both offering the perfect vantage point to take in the peaceful lake views. Step outside and enjoy your private beach area complete with a fire pit--perfect for evening gatherings, roasting s'mores, and soaking in the serene surroundings
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 1992
Materials
- Foundation: Concrete Perimeter
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
Features
- Finished area below ground: 1,228
- Finished area above ground: 1,313
Interior Area
- Total structure area: 2,541
- Total interior livable area: 2,541 sqft
Property
Details
- Parcel number: 086700020130
- Zoning description: Residential
Features
- On waterfront: Yes
- Waterfront features: Water Frontage Location(Main),Water Access Type(Private),Water Access Location(Main),Water Access
- Waterbody name: Coeur d Alene Lake
Lot
- Lot size: 0.37 Acres
- Features: 15 or more Miles to City/Town
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Cold Wave
- Landslide
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Kootenai County and Idaho
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $11,629 | $139,548 |
| Home Insurance | $442 | $5,304 |
| Property Taxes | $541 | $6,492 |
| Electricity | $155 | $1,864 |
| Total | $12,767 | $153,204 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Listed for sale | $2,499,900 |
View on Zillow