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217 W Lafayette St, Jefferson, TX, 75657

7beds
8baths
5,152sqft
$1,250,000
$243price/sqft
$8,912/moest. monthly cost
$356,480/yrincome needed

About This Home

Nestled in the heart of historic Jefferson, Texas, this enchanting turnkey bed and breakfast at 217 W Lafayette St. is a rare opportunity to own a thriving hospitality business or a historical home. Built in 1860, this 5,152 sq. ft. inn blends historic elegance with modern comfort, creating a warm and inviting retreat for guests. With six beautifully appointed guest suites, each featuring a recently remodeled private bath—as well as a half bath—the inn offers a luxurious stay for guests. A private proprietor’s suite provides a serene space for owners. Guests can unwind in two charming parlors, a spacious dining room, and a sun porch with garden views. The 760 sq. ft. wrap-around porch, lush gardens, and koi pond create a peaceful escape, all just steps from downtown Jefferson’s shops, restaurants, and historic sites. This fully operational business is being sold turnkey, including furnishings, linens, an updated kitchen, two refrigerators, two dishwashers, and modern laundry facilities with three washers and five dryers. Also included are a well-established website and booking platform. Expansion plans are available, and the current owners are offering training to ensure a seamless transition. A rare chance to step into success from day one, this historic inn is ready for its next chapter. As this is an active business, all showings must be scheduled in advance

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

--
Jefferson Primary SchoolGrades PK-K0.7 mi
2/10
5/10
Jefferson High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1860

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Brick and Wood,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Electric,Dishwasher,Disposal,Microwave,Refrigerator,Ice Maker,Double Oven,Electric Oven

Bathroom

  • Features: Shower Only,Tub Only,Shower and Tub,Ceramic Tile,Linen Closet

Bedroom

  • Features: Other/See Remarks

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 8
  • Full bathrooms: 7
  • 1/2 bathrooms: 1

Dining Room

  • Features: Separate Formal Dining

Features

  • Ceiling Fan(s),Pantry,Kitchen Island
  • Window features: Skylight(s),Blinds
  • Number of fireplaces: 1
  • Fireplace features: One Wood Burning,Two or More
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central/Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 5,152
  • Total interior livable area: 5,152 sqft

Property

Details

  • Parcel number: 19176
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch
  • Fencing: Wood

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Strong Wind
    Strong WindVery High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Strong Wind
Drought
Hail
Tornado
Cold Wave
Heat Wave
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,320$75,840
Home Insurance *$1,090$13,080
Property Taxes $937$11,244
Electricity $565$6,788
Total$8,912$106,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$305,554/yr
40% on housing$267,360/yr
45% on housing$237,653/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.6%
4.6%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -16.5%
-16.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 75657$127
Marion County$109

vs Homes Sold Last Month

Median $/sqft

ZIP 75657
Marion County$107

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-16Listed for sale$1,250,000

For Sale by Agent

AgentMadeline Robbins
BrokerageColdwell Banker Apex - McKinney

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