See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1510 Mesa Verde Street, Cortez, CO, 81321

4beds
2baths
1,880sqft
$375,000
$199price/sqft
$2,277/moest. monthly cost
$91,080/yrincome needed

About This Home

If you're searching for a move-in ready home in Cortez, Colorado, this beautifully updated 4-bedroom, 2-bath split-level offers the perfect combination of upgrades, generous living space, and an excellent location. With 2,580 square feet on a 0.24-acre lot, this home is located in a quiet neighborhood just minutes from Parque de Vida, the Cortez Recreation Center, the hospital, schools, shopping, & downtown Cortez. Nearly every major component has been updated, including a new roof, mini-split heating and cooling system, water heater, flooring, lighting, ceiling fans, interior and exterior paint, back deck, and xeriscaped front yard. The remodeled kitchen features new granite countertops, a new sink, dishwasher, refrigerator, and stove, creating a space that's both beautiful and functional. The updated downstairs bathroom includes a new shower and toilet, while the garage has been refreshed with new sheetrock and paint. Every improvement has been thoughtfully completed, allowing the next owner to move in with confidence and enjoy the home from day one. Living in Cortez means easy access to Mesa Verde National Park, Phil's World mountain biking trails, McPhee Reservoir, hiking, fishing, camping, and all the outdoor recreation Southwest Colorado is known for. Whether you're looking for a primary residence, a family home, or a property close to local amenities, this home delivers outstanding value in today's market. Schedule your private tour today and discover why this updated Cortez home is one you won't want to miss!

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
Kemper Elementary SchoolGrades K-50.9 mi
6/10
Cortez Middle SchoolGrades 6-81.7 mi
3/10

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Range,Refrigerator,Dishwasher,Washer,Dryer,Microwave
  • Laundry features: W/D Hookup

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Granite Counters,Walk-In Closet(s)
  • Flooring: Laminate,Tile
  • Fireplace features: Pellet Stove

Heating

  • Heating features: Electric Baseboard,Pellet Stove,Mini Split system

Interior Area

  • Total structure area: 1,880
  • Total interior livable area: 1,880 sqft

Property

Details

  • Parcel number: 561124302003

Features

  • Levels: Two,Split-Level
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Landscaping

Lot

  • Lot size: 10,454 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$105$1,260
Property Taxes $90$1,080
Electricity $186$2,232
Total$2,277$27,324
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,068/yr
40% on housing$68,310/yr
45% on housing$60,720/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 81321$236
Montezuma County$308

vs Homes Sold Last Month

Median $/sqft

ZIP 81321
Montezuma County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-02Listed for sale$375,000
2026-03-11Sold$216,000
2026-02-08Pending sale$219,900
2026-02-06Price change$219,900
2026-01-27Listed for sale$259,900
2012-12-02Listing removed$130,000
2012-07-12Sold$135,000
2012-03-09Listed for sale$130,000
2006-12-27Sold$192,000

For Sale by Agent

AgentBrenda Hindmarsh
BrokerageRegents Real Estate Group ERA Powered

Similar Homes