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840 Brookside, Cortez, CO, 81321

3beds
1baths
1,200sqft
$249,900
$208price/sqft
$1,578/moest. monthly cost
$63,120/yrincome needed

About This Home

Charming 3-bedroom, 1-bath home offering the perfect blend of comfort and convenience. Ideally located within walking distance to parks, recreation center, and shopping, this home provides easy access to everyday amenities. An enclosed garage offers additional space for storage, home office or the potential for added living area. With plenty of potential, this is a great opportunity for first-time buyers, those looking to downsize, or anyone seeking a well-located property they can make their own.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

5/10
Kemper Elementary SchoolGrades K-50.7 mi
6/10
Cortez Middle SchoolGrades 6-81.6 mi
3/10

Construction

Condition

  • Year built: 1958

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Kitchen/Dining

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 561124338011
  • Zoning description: Residential Single Family

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7,535 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$69$828
Property Taxes $60$720
Electricity $186$2,232
Total$1,578$18,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,102/yr
40% on housing$47,340/yr
45% on housing$42,080/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 81321$238
Montezuma County$309

vs Homes Sold Last Month

Median $/sqft

ZIP 81321
Montezuma County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-25Price change$249,900
2026-04-03Price change$259,000
2026-03-17Listed for sale$269,800
2023-04-28Sold$240,000
2023-03-29Pending sale$249,000
2023-03-23Listed for sale$249,000
2020-11-23Sold$182,000
2020-06-19Listed for sale$182,000
2015-03-31Sold$110,000
2014-08-27Price change$118,000
2014-07-24Listed for sale$120,000

For Sale by Agent

AgentTrista Heaton
BrokerageRE/MAX Mesa Verde Realty

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