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501 N Dolores Road, Cortez, CO, 81321

1beds
1baths
816sqft
$179,000
$219price/sqft
$1,184/moest. monthly cost
$47,360/yrincome needed

About This Home

1945 bungalow with character and opportunity! This 1 bedroom, 1 bathroom home offers a great chance to restore and personalize a property full of charm. The interior features a cozy living room with a centrally located pellet stove, adjoining dining area, and a kitchen with tile countertops and rock backsplash. There is a large closet in the primary bedroom as well as a hall closet, utility room and multi use room off the kitchen. The outdoor space extends the living area beyond the home, with a fully fenced front and back yard, sandstone walkways, mature landscaping, garden areas, fire pit, wishing well, and climbing blackberry bushes creating a comfortable setting. Additional improvements include a detached 1-car garage with workshop/storage space as well as a covered carport. Conveniently located with easy access to shopping and local amenities. This home is ready for you and your vision!

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

5/10
Kemper Elementary SchoolGrades K-51.2 mi
6/10
Cortez Middle SchoolGrades 6-82.1 mi
3/10

Construction

Condition

  • Year built: 1945

Materials

  • Roof: Metal
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick Built

Interior

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Hardwood,Linoleum

Interior Area

  • Total structure area: 816
  • Total interior livable area: 816 sqft

Property

Details

  • Parcel number: 561125100005

Lot

  • Lot size: 8,842 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$50$600
Property Taxes $43$516
Electricity $186$2,232
Total$1,184$14,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,594/yr
40% on housing$35,520/yr
45% on housing$31,573/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 81321$238
Montezuma County$309

vs Homes Sold Last Month

Median $/sqft

ZIP 81321
Montezuma County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$179,000
2018-06-05Listing removed$150,000
2018-05-26Listed for sale$150,000
2017-08-03Listing removed$135,000
2016-09-13Listed for sale$135,000

For Sale by Agent

AgentChelsey Lacey
BrokerageUnited Country Blue Sky Homes and Land

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