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25120 Road F, Cortez, CO, 81321

3beds
1baths
1,092sqft
$400,000
$366price/sqft
$2,416/moest. monthly cost
$96,640/yrincome needed

About This Home

Perched atop an elevated hillside, this beautifully remodeled 3-bedroom, 1-bath home offers breathtaking 360-degree views of Southwest Colorado’s stunning mountain landscapes. Designed with both comfort and style in mind, the home features an open-concept floor plan filled with natural light from an abundance of windows that perfectly frame the surrounding scenery.The interior has been completely updated with high-end finishes and premium appliances throughout, creating a modern and inviting living space. Low-maintenance living allows you to spend more time enjoying the lifestyle this exceptional property provides.Step outside to the covered deck, the perfect place to relax, entertain guests, or simply take in the spectacular sunsets and panoramic views. With iconic Mesa Verde visible right from your front door, you’ll enjoy a front-row seat to some of Colorado’s most remarkable scenery.Conveniently located in the heart of Southwest Colorado, this property offers easy access to world-class biking, hiking, boating, hunting, fishing, and countless other outdoor recreational opportunities. Whether you’re looking for a full-time residence, vacation retreat, or investment property, this home delivers the perfect blend of luxury, convenience, and adventure. Grass photos are AI images

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

4/10
Mesa Elementary SchoolGrades K-52.9 mi
6/10
Cortez Middle SchoolGrades 6-83.4 mi
3/10

Construction

Condition

  • Year built: 1994

Materials

  • Roof: Metal
  • Construction materials: Metal Frame,Metal Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Range,Range Top,Refrigerator,Dishwasher,Washer,Dryer,Disposal,Exhaust Fan

Basement

  • Has basement: Yes
  • Basement: Basement-below grade

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Living Room Dining

Features

  • Window features: Double Pane Windows
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,092
  • Total interior livable area: 1,092 sqft

Property

Details

  • Parcel number: 563711300006
  • Zoning description: Residential Single Family

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered Porch
  • Has view: Yes
  • View description: Mountain(s)
  • Horses can be raised: Yes

Lot

  • Lot size: 3.50 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Wildfire
Winter Weather
Avalanche
Cold Wave
Drought
Inland Flooding

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$112$1,344
Property Taxes $96$1,152
Electricity $186$2,232
Total$2,416$28,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,834/yr
40% on housing$72,480/yr
45% on housing$64,426/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$366This listing

vs Other Active Listings

Avg $/sqft

ZIP 81321$236
Montezuma County$308

vs Homes Sold Last Month

Median $/sqft

ZIP 81321
Montezuma County$236

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Listed for sale$400,000
1994-05-25Sold$6,000

For Sale by Agent

AgentKhrysta Woody
BrokerageRegents Real Estate Group ERA Powered

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