615 Ivy Ridge Dr, Cold Spring, KY, 41076
About This Home
*Price improvement* Welcome home to this beautifully maintained top-floor condo with a DETACHED GARAGE in desirable Ivy Ridge, where vaulted ceilings, abundant natural light, and no upstairs neighbors create a bright, peaceful retreat you'll love coming home to. The updated kitchen showcases granite countertops and stainless steel appliances, adding both style and function for everyday living and entertaining. The well-designed layout offers a bright living area, comfortable bedrooms, and a private primary suite, all within a quiet, well-kept community just minutes from shopping, dining and major highways. With quick access to NKU and downtown Cincinnati, this move-in ready home is an ideal fit for commuters, first-time buyers, or those looking to downsize without sacrificing comfort or convenience. The VALLEY VIEW from the covered balcony is a great place to relax. A standout opportunity in one of Northern Kentucky's most desirable condo communities! HOA offers fantastic amenities including pool, fitness center, clubhouse, walking trails and beautifully maintained grounds. Plus the HOA covers water, trash, exterior maintenance, and more. Schedule your private showing today and see everything this wonderful home has to offer!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Existing Structure
- Year built: 2009
Materials
- Foundation: Poured Concrete
- Roof: Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: Condo
- Architectural style: Traditional
- Property subType: Condominium,Residential,Multi Family
Interior
Appliances
- Appliances included: Electric Oven,Electric Range,Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer
- Laundry features: Main Level
Bedroom2
- Features: Carpet Flooring
- Level: Third
- Area: 121
- Dimensions: 11 x 11
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Chandelier
- Level: Third
- Area: 132
- Dimensions: 12 x 11
Features
- Pantry,Granite Counters,Ceiling Fan(s),Vaulted Ceiling(s)
- Door features: Multi Panel Doors
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,207
- Total interior livable area: 1,207 sqft
Kitchen
- Level: Third
- Area: 40
- Dimensions: 8 x 5
Laundry
- Features: Laminate Flooring
- Level: Third
- Area: 64
- Dimensions: 8 x 8
Living Room
- Features: Ceiling Fan(s)
- Level: Third
- Area: 252
- Dimensions: 18 x 14
Primary Bedroom
- Features: Bath Adjoins,Ceiling Fan(s)
- Level: Third
- Area: 210
- Dimensions: 15 x 14
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 9999938169.00
- Attached to another structure: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Deck
- Exterior features: Balcony
- Has view: Yes
- View description: Valley
Lot
- Lot size: 6,969 sqft
- Lot size dimensions: 0
Parking
- Total spaces: 1
- Parking features: Garage,Off Street
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Lightning
- Strong Wind
- Tornado
- Heat Wave
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $934 | $11,208 |
| Home Insurance * | $89 | $1,068 |
| Property Taxes | $187 | $2,244 |
| Electricity | $154 | $1,850 |
| Total | $1,364 | $16,368 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Price change | $184,900 |
| 2026-07-11 | Price change | $189,900 |
| 2026-06-30 | Listed for sale | $194,900 |
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