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418 Oldtowne Street, Jacksonville, NC, 28546

5beds
4baths
3,234sqft
$435,900
$135price/sqft
$2,904/moest. monthly cost
$116,160/yrincome needed

About This Home

Step inside and you'll immediately feel the space this Carolina Plantation beauty offers. With over 3,300 square feet, this 5-bedroom, 3.5-bath home was designed for real life -- the kind of home where mornings start with sunlight pouring through the windows and evenings end gathered around the fireplace. The two-story living room makes a statement the moment you walk in, featuring prairie-style windows that flood the space with natural light while still keeping things energy efficient. The cozy gas fireplace creates the perfect backdrop for movie nights, holiday décor, and quiet evenings at home. The layout flows effortlessly into the breakfast nook and kitchen, making everyday living and entertaining feel easy. The kitchen is both beautiful and functional with granite countertops, stainless steel appliances, 42' cabinets with crown molding, and a corner pantry that keeps everything tucked away but within reach. Just off the breakfast area, sliding doors lead to a covered back porch -- ideal for morning coffee, weekend grilling, or simply unwinding after a long day. With five spacious bedrooms, there's room for everyone -- whether you need guest space, a home office, or a playroom. This is the kind of home that grows with you and adapts to your lifestyle. Located in the sought-after Carolina Plantation community, you'll love the convenience of being just a short drive to Camp Lejeune and MCAS New River, plus easy access to local beaches, shopping, dining, and everything Jacksonville has to offer. If you've been searching for a home that offers space, comfort, and a welcoming feel from the moment you arrive -- this might be the one.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
2/10
4/10
Northside HighGrades 9-122.2 mi

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Built-In Microwave,Refrigerator,Dishwasher,Electric Range
  • Laundry features: Laundry Room

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Master Downstairs,Walk-in Closet(s),Tray Ceiling(s),High Ceilings,Entrance Foyer,Mud Room,Bookcases,Kitchen Island,Ceiling Fan(s),Pantry,Walk-in Shower,Blinds/Shades,Gas Log,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl,Wood
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Access Only,Pull Down Stairs

Heating & Cooling

  • Heating features: Fireplace(s),Electric,Heat Pump
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,234
  • Total interior livable area: 3,234 sqft

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 338h96
  • Zoning: R-10
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Porch,Screened,Front Porch
  • Exterior features: None
  • Fencing: Privacy,Back Yard,Wood
  • Has view: Yes
  • View description: See Remarks
  • Frontage type: See Remarks
  • Living area range: 3000 - 3499

Lot

  • Lot size: 0.31 Acres
  • Features: Interior Lot
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Concrete,Garage Door Opener,On Site,Paved,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Winter Weather
Lightning
Heat Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Onslow County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,204$26,448
Home Insurance *$160$1,920
Property Taxes $239$2,868
Electricity $301$3,614
Total$2,904$34,848
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,565/yr
40% on housing$87,120/yr
45% on housing$77,440/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.8%
1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$135This listing

vs Other Active Listings

Avg $/sqft

ZIP 28546$138
Onslow County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 28546$160
Onslow County$173

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$442,000
2026-04-02Price change$450,000
2026-02-23Listed for sale$460,000
2021-06-15Sold$327,222
2021-04-18Pending sale$319,900
2021-04-15Listed for sale$319,900
2020-03-25Sold$294,000
2020-02-07Pending sale$294,000
2020-02-07Listed for sale$294,000
2019-03-13Listing removed$1,700
2019-03-11Listed for rent$1,700
2018-04-12Listing removed$1,650
2018-03-14Listed for rent$1,650
2017-05-18Listing removed$1,650
2017-05-16Listed for rent$1,650
2016-02-04Listing removed$1,650
2015-11-20Listed for rent$1,650
2013-05-14Listing removed$1,650
2013-05-02Listed for rent$1,650
2012-02-01Sold$250,000

For Sale by Agent

AgentRonda Scott
BrokerageRE/MAX Elite Realty Group

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