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5044 Mary Allen Ln, Brainerd, MN, 56401

5beds
4baths
3,640sqft
$699,900
$192price/sqft
$4,745/moest. monthly cost
$189,800/yrincome needed

About This Home

Experience serene privacy in this **custom-built 3,300+ sq ft retreat** on nearly three wooded acres between Baxter and Nisswa. Tucked away on a quiet cul-de-sac, this home features a main-level owner’s suite and a kitchen with a granite island, stainless appliances, and a pantry. Relax by two fireplaces or entertain in the walkout lower level with its custom wet bar and in floor heating through out the entire lower level. With **5 bedrooms, 4 baths, and a 3-car garage with in floor heat.**, it’s a wildlife lover’s dream with room for everyone.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Forestview Middle SchoolGrades 5-85.3 mi
9/10
9/10
Nisswa Elementary SchoolGrades PK-48.0 mi

Construction

Condition

  • Year built: 2009

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Laundry features: Laundry Room,Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk-Out Access

Bedroom

  • Level: Main
  • Area: 266
  • Dimensions: 19x14

Bedroom2

  • Level: Lower
  • Area: 121
  • Dimensions: 11x11

Bedroom3

  • Level: Lower
  • Area: 143
  • Dimensions: 13x11

Bedroom4

  • Level: Lower
  • Area: 132
  • Dimensions: 12x11

Bedroom5

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 140
  • Dimensions: 14x10

Family Room

  • Level: Lower
  • Area: 288
  • Dimensions: 18x16

Family Room

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Family Room

  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Features

  • Number of fireplaces: 2
  • Fireplace features: Family Room,Gas,Living Room,Stone
  • Fireplace: Yes
  • Finished area below ground: 1,502
  • Finished area above ground: 1,837

Foyer

  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,640
  • Total interior livable area: 3,640 sqft

Kitchen

  • Level: Main
  • Area: 260
  • Dimensions: 20x13

Kitchen2Nd

  • Level: Lower
  • Area: 117
  • Dimensions: 13x9

Laundry

  • Level: Main
  • Area: 84
  • Dimensions: 12x7

Living Room

  • Level: Main
  • Area: 323
  • Dimensions: 19x17

Mud Room

  • Level: Main
  • Area: 54
  • Dimensions: 9x6

Other

  • Level: Main
  • Area: 30
  • Dimensions: 6x5

Recreation Room

  • Level: Lower
  • Area: 416
  • Dimensions: 26x16

Walk In Closet

  • Level: Main
  • Area: 50
  • Dimensions: 10x5

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 99230653
  • Zoning description: Residential-Single Family
  • Foundation area: 1803

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 2.89 Acres
  • Features: Tree Coverage - Medium
  • Lot size dimensions: 420 x 454 x 149 x 420

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Insulated Garage,Other
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Crow Wing County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$533$6,396
Property Taxes $366$4,392
Electricity $307$3,684
Total$4,745$56,940
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,685/yr
40% on housing$142,350/yr
45% on housing$126,533/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.4%
9.4%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 56401$210
Crow Wing County$208

vs Homes Sold Last Month

Median $/sqft

ZIP 56401$192
Crow Wing County$204

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$739,900

For Sale by Agent

AgentJeff Torfin
BrokeragePositive Realty

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