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2945 Grizzly Trl, Laurel, MT, 59044

4beds
3baths
2,170sqft
$629,000
$290price/sqft
$3,876/moest. monthly cost
$155,040/yrincome needed

About This Home

Located on just over 1 acre on Grizzly Trail, this 4-bedroom, 3-bathroom home offers a functional layout with space both inside and out. The open main living area features updated flooring and a butcher block island that anchors the kitchen. The primary bedroom includes an en suite bathroom with tile flooring and a walk-in tile shower. Enjoy the outdoor living space with a concrete patio, two deck areas perfect for entertaining, and a fire pit added in 2020. The property also includes a newer storage shed with a concrete floor, a private well, and plenty of yard space. The insulated three-car garage is equipped with a gas heater for year-round comfort. With no HOA fees, this property offers room to spread out while enjoying the convenience of country living.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Laurel Middle SchoolGrades 5-82.2 mi
3/10
Laurel High SchoolGrades 9-122.6 mi
4/10
Fred W Graff SchoolGrades 3-42.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2010

Materials

  • Roof: Asphalt,Shingle
  • Construction materials: Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bi-Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Gas Range,Microwave,Oven,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Finished area above ground: 2,170

Heating & Cooling

  • Heating features: Forced Air,Gas,Other
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,170 sqft

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: C14552
  • Zoning description: Other

Features

  • Levels: One,Multi/Split
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Exterior features: Sprinkler/Irrigation,Patio
  • Fencing: None

Lot

  • Lot size: 1.05 Acres
  • Features: Alley,Interior Lot,Landscaped,Level

Parking

  • Total spaces: 3
  • Parking features: Attached,Oversized,Additional Parking,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Winter Weather
    Winter WeatherVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather
Lightning
Wildfire
Hail
Inland Flooding
Strong Wind

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,180$38,160
Home Insurance $335$4,020
Property Taxes $210$2,520
Electricity $151$1,812
Total$3,876$46,512

Income You'd Need if You Spent...

35% on housing$132,891/yr
40% on housing$116,280/yr
45% on housing$103,360/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 59044$219
Yellowstone County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 59044$189
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$629,000
2016-12-07Listing removed$339,000
2016-09-26Price change$339,000
2016-06-08Listed for sale$349,000

For Sale by Agent

AgentShawna Morales
BrokerageEngel & Voelkers

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