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208 Smyrna Rd, Elgin, SC, 29045

3beds
2baths
1,332sqft
$239,000
$179price/sqft
$2,003/moest. monthly cost
$80,120/yrincome needed

About This Home

No subdivision and one acre of land in Elgin! This single-level 3 bedroom, 2 bath home offers 1,332 square feet and has been recently updated throughout. The home features brand-new laminate hardwood flooring, new granite countertops, updated kitchen cabinets, new lighting fixtures, and new ceiling fans throughout. The kitchen opens easily to the main living areas, giving the home a comfortable and practical layout.The primary bathroom has been fully renovated with new flooring, a new shower, a new double-sink vanity, and a new toilet. The gold finishes and trim give the bathroom a clean, updated look with a private retreat feel. The home also includes an attached front-entry garage, a fenced backyard, and a patio area for outdoor living.With one acre and no subdivision, there is plenty of space for gardening, outdoor projects, pets, or extra parking for an RV, boat, camper, or work vehicles. Conveniently located near Elgin, Lugoff, and Northeast Columbia, this property offers room to spread out while still being close to schools, shopping, and major roads. Home is vacant and easy to show. Buyer and buyer’s agent should verify all property information Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

6/10
Wateree Elementary SchoolGrades PK-56.1 mi
4/10
5/10
Lugoff-Elgin High SchoolGrades 9-127.1 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher
  • Laundry features: Laundry Closet,Heated Space,Main Level

Bedroom2

  • Features: Ceiling Fan(s)
  • Level: Main

Bedroom3

  • Features: Ceiling Fan(s)
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Features

  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,332
  • Total interior livable area: 1,332 sqft

Kitchen

  • Features: Eat-in Kitchen,Granite Counters,Backsplash-Tiled,Cabinets-Painted
  • Level: Main

Living Room

  • Features: Ceiling Fan
  • Level: Main

Master Bedroom

  • Features: Double Vanity,Bath-Private,Walk-In Closet(s),Ceiling Fan(s)
  • Level: Main

Property

Details

  • Parcel number: 2640000032

Features

  • Stories: 1
  • Patio & porch: Patio

Lot

  • Lot size: 1 Acres
  • Lot size dimensions: 379842

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters in Kershaw County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,208$14,496
Home Insurance *$159$1,908
Property Taxes $432$5,184
Electricity $204$2,449
Total$2,003$24,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,674/yr
40% on housing$60,090/yr
45% on housing$53,413/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.9%
5.9%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 4.9%
4.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 29045$145
Kershaw County$147

vs Homes Sold Last Month

Median $/sqft

ZIP 29045
Kershaw County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-01Price change$239,000
2026-06-05Listed for sale$249,000
2026-05-01Listing removed$254,995
2026-02-23Price change$254,995
2025-11-06Price change$259,995
2025-10-17Listed for sale$269,995
2025-10-08Contingent$269,995
2025-09-26Listed for sale$269,995
2025-09-26Listing removed--
2025-09-26Price change$269,995
2025-08-17Listed for sale$255,000
2025-03-15Listing removed--
2025-02-12Listed for sale$230,000
2013-11-15Listing removed$995
2013-11-09Listed for rent$995
2013-08-22Listing removed$1,100
2013-08-13Price change$1,100
2013-08-07Listed for rent$950

For Sale by Agent

AgentBrian Hunt
BrokerageColdwell Banker Realty

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