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5002 Allen Cay Dr, Texas City, TX, 77590

3beds
3baths
2,409sqft
$495,999
$206price/sqft
$3,282/moest. monthly cost
$131,280/yrincome needed

About This Home

Discover the ultimate coastal lifestyle at Grand Cay! Ideally located on a quiet cul-de-sac, this home offers breathtaking views of the neighboring wetlands and bird sanctuary. Designed for both functionality and comfort, the floor plan allows you to fully embrace all the advantages of coastal living. The 1st floor features two guest bedrooms, a flex room, and a convenient half bath. Upstairs, an open-concept kitchen with island flows into the living area, framed by dramatic floor-to-ceiling windows showcasing the serene wetlands. The primary suite is also located upstairs at the rear of the home for enhanced privacy and stunning views. From the covered patio take in the unobstructed scenery of Moses Lake and Dollar Bay. A 3-car tandem garage provides ample space for extra vehicles and recreational gear. Residents enjoy added peace of mind with a levee and floodgate system, as well as great amenities like a sparkling community pool and a private boat ramp for easy access to the water.

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

3/10
Fry Intermediate SchoolGrades 5-61.9 mi
5/10
Blocker Middle SchoolGrades 7-82.7 mi
3/10
Texas City High SchoolGrades 9-122.9 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Spray Foam Insulation,Cement Siding

Other

  • Builder name: Allen Reed

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Gas Oven,Microwave,Gas Cooktop,Dishwasher
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Bedroom

  • Level: First
  • Area: 120
  • Dimensions: 10x12

Bedroom

  • Level: First
  • Area: 120
  • Dimensions: 12x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Second
  • Area: 80
  • Dimensions: 10x8

Features

  • Crown Molding,Formal Entry/Foyer,High Ceilings,Prewired for Alarm System,2 Bedrooms Down,Primary Bed - 2nd Floor
  • Flooring: Tile

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Attic Fan,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,409
  • Total interior livable area: 2,409 sqft

Kitchen

  • Level: Second
  • Area: 72
  • Dimensions: 8x9

Living Room

  • Level: Second
  • Area: 306
  • Dimensions: 17x18

Other

  • Level: First
  • Area: 204
  • Dimensions: 17x12

Primary Bedroom

  • Level: Second
  • Area: 130
  • Dimensions: 13x10

Utility Room

  • Level: First
  • Area: 54
  • Dimensions: 6x9

Property

Details

  • Parcel number: 367900010007000

Features

  • Stories: 2
  • Patio & porch: Patio/Deck,Porch
  • Has view: Yes
  • View description: Bay,Gulf View,Lake,Water
  • Has water view: Yes
  • Water view: Bay,Gulf,Lake,Water
  • On waterfront: Yes

Lot

  • Lot size: 4,573 sqft
  • Features: Back Yard,Cul-De-Sac,Subdivided,Waterfront,0 Up To 1/4 Acre

Parking

  • Total spaces: 3
  • Parking features: Attached,Tandem,Garage Door Opener,Boat,Double-Wide Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Heat Wave
Ice Storm
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,508$30,096
Home Insurance *$273$3,276
Property Taxes $237$2,844
Electricity $264$3,174
Total$3,282$39,384
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,525/yr
40% on housing$98,460/yr
45% on housing$87,520/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 77590$87
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77590$132
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$465,999
2026-05-07Price change$495,999
2025-11-04Price change$499,999
2025-09-20Price change$529,999
2025-04-28Price change$532,000
2024-11-06Listed for sale$539,000
2024-10-21Listing removed$589,000
2024-08-26Price change$589,000
2024-07-22Price change$599,000
2024-05-07Price change$609,000
2023-08-08Listed for sale$619,000

New Construction

AgentDixie Sholmire
BrokerageRE/MAX Cherished Properties

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