See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1684 1/2 Highway 87, Gilchrist, TX, 77617

3beds
2baths
1,380sqft
$734,000
$532price/sqft
$4,921/moest. monthly cost
$196,840/yrincome needed

About This Home

Beautiful beachfront retreat in Gilchrist! Built in 2016, this 1,380 SF coastal home is ideally situated on a generous 22,651 SF lot on the east end of the Peninsula near Yacht Basin Road, with convenient access to the new boat ramp, fishing park, and Rollover Pass pier and park. The adjacent buyout lot provides added privacy and enhances the peaceful coastal setting. Designed for relaxed beachside living, the property features a built-in play area and inviting entertainment space below with a fire ring for evenings under the stars. Upstairs, enjoy refreshing Gulf breezes from the deck and a bright open-concept interior with soaring ceilings, 3 bedrooms, 2 bathrooms, and a versatile loft that can function as a fourth sleeping area, office, or game room.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Cement Siding,Wood Siding

Other

  • Builder name: Waltz

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Refrigerator,Washer,Electric Oven,Microwave,Electric Cooktop,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Balcony,High Ceilings,1 Bedroom Up,Primary Bed - 1st Floor
  • Window features: Storm Window(s),Window Coverings
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,380
  • Total interior livable area: 1,380 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Kitchen open to Family Room

Master Bathroom

  • Features: Primary Bath: Double Sinks,Primary Bath: Tub/Shower Combo,Secondary Bath(s): Shower Only

Property

Details

  • Parcel number: 006400830003000

Features

  • Stories: 1
  • Patio & porch: Covered,Patio/Deck,Porch
  • Exterior features: Balcony,Side Yard
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Beach,Gulf View,Water
  • Has water view: Yes
  • Water view: Gulf,Water
  • On waterfront: Yes
  • Waterfront features: Beach Front

Lot

  • Lot size: 0.52 Acres
  • Features: Waterfront,1/4 Up to 1/2 Acre

Parking

  • Parking features: No Garage,Additional Parking,Boat,Double-Wide Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Wildfire
    WildfireRelatively High
  • Ice Storm
    Ice StormModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Inland Flooding
Lightning
Tornado
Wildfire
Ice Storm
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,711$44,532
Home Insurance *$361$4,332
Property Taxes $611$7,332
Electricity $238$2,859
Total$4,921$59,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,720/yr
40% on housing$147,630/yr
45% on housing$131,226/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$532This listing

vs Other Active Listings

Avg $/sqft

ZIP 77617$214
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77617$318
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$749,000

For Sale by Agent

AgentWendy Dozier
BrokerageRE/MAX On The Water -Bolivar

Similar Homes